LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,065
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,970
−HK$918/mo
Today · 4.125%
HK$30,888
baseline
▲ 0.50% · 4.625%
HK$32,768
+HK$1,880/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$61,776/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$477,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,335
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$33,202
−HK$880/mo
Today · 4.125%
HK$34,082
baseline
▲ 0.50% · 4.625%
HK$35,878
+HK$1,796/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$68,164/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$477,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,878
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$35,963
−HK$1,103/mo
Today · 4.125%
HK$37,066
baseline
▲ 0.50% · 4.625%
HK$39,321
+HK$2,255/mo
Deposit HK$5.10M · loan HK$7.65M · min. income ≈ HK$74,132/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$477,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,802
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$39,843
−HK$1,055/mo
Today · 4.125%
HK$40,898
baseline
▲ 0.50% · 4.625%
HK$43,054
+HK$2,156/mo
Deposit HK$5.10M · loan HK$7.65M · min. income ≈ HK$81,796/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$477,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,692
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$41,957
−HK$1,286/mo
Today · 4.125%
HK$43,243
baseline
▲ 0.50% · 4.625%
HK$45,875
+HK$2,632/mo
Deposit HK$3.82M · loan HK$8.92M · min. income ≈ HK$86,486/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,269
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$46,483
−HK$1,232/mo
Today · 4.125%
HK$47,715
baseline
▲ 0.50% · 4.625%
HK$50,230
+HK$2,515/mo
Deposit HK$3.82M · loan HK$8.92M · min. income ≈ HK$95,430/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,318
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$53,945
−HK$1,654/mo
Today · 4.125%
HK$55,599
baseline
▲ 0.50% · 4.625%
HK$58,982
+HK$3,383/mo
Deposit HK$1.27M · loan HK$11.47M · min. income ≈ HK$111,198/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,203
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$59,764
−HK$1,583/mo
Today · 4.125%
HK$61,347
baseline
▲ 0.50% · 4.625%
HK$64,581
+HK$3,234/mo
Deposit HK$1.27M · loan HK$11.47M · min. income ≈ HK$122,694/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,996 · Scale 2, in force from 26 Feb 2026)