LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,068
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,972
−HK$919/mo
Today · 4.125%
HK$30,891
baseline
▲ 0.50% · 4.625%
HK$32,770
+HK$1,879/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$61,782/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$478,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,338
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$33,205
−HK$880/mo
Today · 4.125%
HK$34,085
baseline
▲ 0.50% · 4.625%
HK$35,881
+HK$1,796/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$68,170/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$478,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,881
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$35,966
−HK$1,103/mo
Today · 4.125%
HK$37,069
baseline
▲ 0.50% · 4.625%
HK$39,324
+HK$2,255/mo
Deposit HK$5.10M · loan HK$7.65M · min. income ≈ HK$74,138/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$478,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,805
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$39,846
−HK$1,056/mo
Today · 4.125%
HK$40,902
baseline
▲ 0.50% · 4.625%
HK$43,058
+HK$2,156/mo
Deposit HK$5.10M · loan HK$7.65M · min. income ≈ HK$81,804/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$478,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,695
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$41,961
−HK$1,286/mo
Today · 4.125%
HK$43,247
baseline
▲ 0.50% · 4.625%
HK$45,878
+HK$2,631/mo
Deposit HK$3.82M · loan HK$8.92M · min. income ≈ HK$86,494/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$478,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,273
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$46,487
−HK$1,231/mo
Today · 4.125%
HK$47,718
baseline
▲ 0.50% · 4.625%
HK$50,234
+HK$2,516/mo
Deposit HK$3.82M · loan HK$8.92M · min. income ≈ HK$95,436/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$478,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,322
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$53,949
−HK$1,654/mo
Today · 4.125%
HK$55,603
baseline
▲ 0.50% · 4.625%
HK$58,986
+HK$3,383/mo
Deposit HK$1.27M · loan HK$11.47M · min. income ≈ HK$111,206/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$478,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,208
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$59,769
−HK$1,583/mo
Today · 4.125%
HK$61,352
baseline
▲ 0.50% · 4.625%
HK$64,586
+HK$3,234/mo
Deposit HK$1.27M · loan HK$11.47M · min. income ≈ HK$122,704/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$478,034 · Scale 2, in force from 26 Feb 2026)