LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,070
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,975
−HK$918/mo
Today · 4.125%
HK$30,893
baseline
▲ 0.50% · 4.625%
HK$32,773
+HK$1,880/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$61,786/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$478,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,341
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$33,208
−HK$880/mo
Today · 4.125%
HK$34,088
baseline
▲ 0.50% · 4.625%
HK$35,885
+HK$1,797/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$68,176/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$478,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,884
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$35,970
−HK$1,102/mo
Today · 4.125%
HK$37,072
baseline
▲ 0.50% · 4.625%
HK$39,328
+HK$2,256/mo
Deposit HK$5.10M · loan HK$7.65M · min. income ≈ HK$74,144/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$478,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,809
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$39,849
−HK$1,056/mo
Today · 4.125%
HK$40,905
baseline
▲ 0.50% · 4.625%
HK$43,062
+HK$2,157/mo
Deposit HK$5.10M · loan HK$7.65M · min. income ≈ HK$81,810/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$478,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,699
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$41,965
−HK$1,286/mo
Today · 4.125%
HK$43,251
baseline
▲ 0.50% · 4.625%
HK$45,882
+HK$2,631/mo
Deposit HK$3.82M · loan HK$8.92M · min. income ≈ HK$86,502/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$478,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,277
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$46,491
−HK$1,232/mo
Today · 4.125%
HK$47,723
baseline
▲ 0.50% · 4.625%
HK$50,238
+HK$2,515/mo
Deposit HK$3.82M · loan HK$8.92M · min. income ≈ HK$95,446/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$478,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,327
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$53,954
−HK$1,654/mo
Today · 4.125%
HK$55,608
baseline
▲ 0.50% · 4.625%
HK$58,992
+HK$3,384/mo
Deposit HK$1.27M · loan HK$11.47M · min. income ≈ HK$111,216/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$478,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,213
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$59,774
−HK$1,584/mo
Today · 4.125%
HK$61,358
baseline
▲ 0.50% · 4.625%
HK$64,592
+HK$3,234/mo
Deposit HK$1.27M · loan HK$11.47M · min. income ≈ HK$122,716/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$478,078 · Scale 2, in force from 26 Feb 2026)