LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,072
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,976
−HK$919/mo
Today · 4.125%
HK$30,895
baseline
▲ 0.50% · 4.625%
HK$32,775
+HK$1,880/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$61,790/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$478,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,342
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,210
−HK$880/mo
Today · 4.125%
HK$34,090
baseline
▲ 0.50% · 4.625%
HK$35,886
+HK$1,796/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$68,180/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$478,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,886
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$35,971
−HK$1,103/mo
Today · 4.125%
HK$37,074
baseline
▲ 0.50% · 4.625%
HK$39,330
+HK$2,256/mo
Deposit HK$5.10M · loan HK$7.65M · min. income ≈ HK$74,148/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$478,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,811
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$39,852
−HK$1,055/mo
Today · 4.125%
HK$40,907
baseline
▲ 0.50% · 4.625%
HK$43,064
+HK$2,157/mo
Deposit HK$5.10M · loan HK$7.65M · min. income ≈ HK$81,814/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$478,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,701
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$41,967
−HK$1,286/mo
Today · 4.125%
HK$43,253
baseline
▲ 0.50% · 4.625%
HK$45,885
+HK$2,632/mo
Deposit HK$3.82M · loan HK$8.92M · min. income ≈ HK$86,506/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$478,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,279
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$46,493
−HK$1,232/mo
Today · 4.125%
HK$47,725
baseline
▲ 0.50% · 4.625%
HK$50,241
+HK$2,516/mo
Deposit HK$3.82M · loan HK$8.92M · min. income ≈ HK$95,450/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$478,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,329
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$53,957
−HK$1,654/mo
Today · 4.125%
HK$55,611
baseline
▲ 0.50% · 4.625%
HK$58,995
+HK$3,384/mo
Deposit HK$1.27M · loan HK$11.47M · min. income ≈ HK$111,222/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$478,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,216
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$59,777
−HK$1,584/mo
Today · 4.125%
HK$61,361
baseline
▲ 0.50% · 4.625%
HK$64,596
+HK$3,235/mo
Deposit HK$1.27M · loan HK$11.47M · min. income ≈ HK$122,722/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$478,103 · Scale 2, in force from 26 Feb 2026)