LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,076
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,981
−HK$918/mo
Today · 4.125%
HK$30,899
baseline
▲ 0.50% · 4.625%
HK$32,780
+HK$1,881/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$61,798/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$478,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,347
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,214
−HK$881/mo
Today · 4.125%
HK$34,095
baseline
▲ 0.50% · 4.625%
HK$35,892
+HK$1,797/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$68,190/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$478,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,891
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$35,977
−HK$1,102/mo
Today · 4.125%
HK$37,079
baseline
▲ 0.50% · 4.625%
HK$39,336
+HK$2,257/mo
Deposit HK$5.10M · loan HK$7.65M · min. income ≈ HK$74,158/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$478,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,816
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$39,857
−HK$1,056/mo
Today · 4.125%
HK$40,913
baseline
▲ 0.50% · 4.625%
HK$43,070
+HK$2,157/mo
Deposit HK$5.10M · loan HK$7.65M · min. income ≈ HK$81,826/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$478,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,707
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$41,973
−HK$1,286/mo
Today · 4.125%
HK$43,259
baseline
▲ 0.50% · 4.625%
HK$45,891
+HK$2,632/mo
Deposit HK$3.83M · loan HK$8.93M · min. income ≈ HK$86,518/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$478,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,286
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$46,500
−HK$1,232/mo
Today · 4.125%
HK$47,732
baseline
▲ 0.50% · 4.625%
HK$50,248
+HK$2,516/mo
Deposit HK$3.83M · loan HK$8.93M · min. income ≈ HK$95,464/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$478,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,337
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$53,965
−HK$1,654/mo
Today · 4.125%
HK$55,619
baseline
▲ 0.50% · 4.625%
HK$59,003
+HK$3,384/mo
Deposit HK$1.28M · loan HK$11.48M · min. income ≈ HK$111,238/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$478,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,224
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$59,786
−HK$1,584/mo
Today · 4.125%
HK$61,370
baseline
▲ 0.50% · 4.625%
HK$64,605
+HK$3,235/mo
Deposit HK$1.28M · loan HK$11.48M · min. income ≈ HK$122,740/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$478,173 · Scale 2, in force from 26 Feb 2026)