LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,078
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,982
−HK$919/mo
Today · 4.125%
HK$30,901
baseline
▲ 0.50% · 4.625%
HK$32,781
+HK$1,880/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$61,802/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$478,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,349
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$33,216
−HK$880/mo
Today · 4.125%
HK$34,096
baseline
▲ 0.50% · 4.625%
HK$35,893
+HK$1,797/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$68,192/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$478,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,893
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$35,978
−HK$1,103/mo
Today · 4.125%
HK$37,081
baseline
▲ 0.50% · 4.625%
HK$39,338
+HK$2,257/mo
Deposit HK$5.10M · loan HK$7.65M · min. income ≈ HK$74,162/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$478,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,818
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$39,859
−HK$1,056/mo
Today · 4.125%
HK$40,915
baseline
▲ 0.50% · 4.625%
HK$43,072
+HK$2,157/mo
Deposit HK$5.10M · loan HK$7.65M · min. income ≈ HK$81,830/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$478,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,709
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$41,975
−HK$1,286/mo
Today · 4.125%
HK$43,261
baseline
▲ 0.50% · 4.625%
HK$45,894
+HK$2,633/mo
Deposit HK$3.83M · loan HK$8.93M · min. income ≈ HK$86,522/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$478,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,288
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$46,503
−HK$1,232/mo
Today · 4.125%
HK$47,735
baseline
▲ 0.50% · 4.625%
HK$50,251
+HK$2,516/mo
Deposit HK$3.83M · loan HK$8.93M · min. income ≈ HK$95,470/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$478,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,340
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$53,968
−HK$1,654/mo
Today · 4.125%
HK$55,622
baseline
▲ 0.50% · 4.625%
HK$59,006
+HK$3,384/mo
Deposit HK$1.28M · loan HK$11.48M · min. income ≈ HK$111,244/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$478,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,227
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$59,789
−HK$1,584/mo
Today · 4.125%
HK$61,373
baseline
▲ 0.50% · 4.625%
HK$64,608
+HK$3,235/mo
Deposit HK$1.28M · loan HK$11.48M · min. income ≈ HK$122,746/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$478,197 · Scale 2, in force from 26 Feb 2026)