LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,081
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,985
−HK$919/mo
Today · 4.125%
HK$30,904
baseline
▲ 0.50% · 4.625%
HK$32,785
+HK$1,881/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$61,808/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$478,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,352
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,220
−HK$880/mo
Today · 4.125%
HK$34,100
baseline
▲ 0.50% · 4.625%
HK$35,897
+HK$1,797/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$68,200/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$478,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,897
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$35,982
−HK$1,103/mo
Today · 4.125%
HK$37,085
baseline
▲ 0.50% · 4.625%
HK$39,342
+HK$2,257/mo
Deposit HK$5.10M · loan HK$7.65M · min. income ≈ HK$74,170/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$478,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,822
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,864
−HK$1,056/mo
Today · 4.125%
HK$40,920
baseline
▲ 0.50% · 4.625%
HK$43,077
+HK$2,157/mo
Deposit HK$5.10M · loan HK$7.65M · min. income ≈ HK$81,840/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$478,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,713
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$41,979
−HK$1,287/mo
Today · 4.125%
HK$43,266
baseline
▲ 0.50% · 4.625%
HK$45,899
+HK$2,633/mo
Deposit HK$3.83M · loan HK$8.93M · min. income ≈ HK$86,532/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$478,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,293
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$46,507
−HK$1,233/mo
Today · 4.125%
HK$47,740
baseline
▲ 0.50% · 4.625%
HK$50,256
+HK$2,516/mo
Deposit HK$3.83M · loan HK$8.93M · min. income ≈ HK$95,480/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$478,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,345
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$53,973
−HK$1,655/mo
Today · 4.125%
HK$55,628
baseline
▲ 0.50% · 4.625%
HK$59,013
+HK$3,385/mo
Deposit HK$1.28M · loan HK$11.48M · min. income ≈ HK$111,256/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$478,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,234
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$59,795
−HK$1,585/mo
Today · 4.125%
HK$61,380
baseline
▲ 0.50% · 4.625%
HK$64,615
+HK$3,235/mo
Deposit HK$1.28M · loan HK$11.48M · min. income ≈ HK$122,760/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$478,248 · Scale 2, in force from 26 Feb 2026)