LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,085
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,989
−HK$919/mo
Today · 4.125%
HK$30,908
baseline
▲ 0.50% · 4.625%
HK$32,789
+HK$1,881/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$61,816/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,356
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,224
−HK$880/mo
Today · 4.125%
HK$34,104
baseline
▲ 0.50% · 4.625%
HK$35,902
+HK$1,798/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$68,208/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,901
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$35,987
−HK$1,103/mo
Today · 4.125%
HK$37,090
baseline
▲ 0.50% · 4.625%
HK$39,347
+HK$2,257/mo
Deposit HK$5.10M · loan HK$7.65M · min. income ≈ HK$74,180/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$478,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,827
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,869
−HK$1,056/mo
Today · 4.125%
HK$40,925
baseline
▲ 0.50% · 4.625%
HK$43,082
+HK$2,157/mo
Deposit HK$5.10M · loan HK$7.65M · min. income ≈ HK$81,850/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$478,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,718
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$41,985
−HK$1,287/mo
Today · 4.125%
HK$43,272
baseline
▲ 0.50% · 4.625%
HK$45,905
+HK$2,633/mo
Deposit HK$3.83M · loan HK$8.93M · min. income ≈ HK$86,544/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$478,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,299
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$46,514
−HK$1,232/mo
Today · 4.125%
HK$47,746
baseline
▲ 0.50% · 4.625%
HK$50,263
+HK$2,517/mo
Deposit HK$3.83M · loan HK$8.93M · min. income ≈ HK$95,492/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$478,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,352
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$53,981
−HK$1,654/mo
Today · 4.125%
HK$55,635
baseline
▲ 0.50% · 4.625%
HK$59,020
+HK$3,385/mo
Deposit HK$1.28M · loan HK$11.48M · min. income ≈ HK$111,270/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$478,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,241
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$59,803
−HK$1,585/mo
Today · 4.125%
HK$61,388
baseline
▲ 0.50% · 4.625%
HK$64,624
+HK$3,236/mo
Deposit HK$1.28M · loan HK$11.48M · min. income ≈ HK$122,776/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$478,311 · Scale 2, in force from 26 Feb 2026)