LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,088
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$29,992
−HK$920/mo
Today · 4.125%
HK$30,912
baseline
▲ 0.50% · 4.625%
HK$32,793
+HK$1,881/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$61,824/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,360
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,228
−HK$880/mo
Today · 4.125%
HK$34,108
baseline
▲ 0.50% · 4.625%
HK$35,906
+HK$1,798/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$68,216/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,905
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$35,991
−HK$1,103/mo
Today · 4.125%
HK$37,094
baseline
▲ 0.50% · 4.625%
HK$39,351
+HK$2,257/mo
Deposit HK$5.10M · loan HK$7.65M · min. income ≈ HK$74,188/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$478,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,832
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,873
−HK$1,057/mo
Today · 4.125%
HK$40,930
baseline
▲ 0.50% · 4.625%
HK$43,087
+HK$2,157/mo
Deposit HK$5.10M · loan HK$7.65M · min. income ≈ HK$81,860/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$478,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,723
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$41,989
−HK$1,287/mo
Today · 4.125%
HK$43,276
baseline
▲ 0.50% · 4.625%
HK$45,910
+HK$2,634/mo
Deposit HK$3.83M · loan HK$8.93M · min. income ≈ HK$86,552/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,304
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$46,519
−HK$1,232/mo
Today · 4.125%
HK$47,751
baseline
▲ 0.50% · 4.625%
HK$50,268
+HK$2,517/mo
Deposit HK$3.83M · loan HK$8.93M · min. income ≈ HK$95,502/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,358
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$53,986
−HK$1,655/mo
Today · 4.125%
HK$55,641
baseline
▲ 0.50% · 4.625%
HK$59,027
+HK$3,386/mo
Deposit HK$1.28M · loan HK$11.48M · min. income ≈ HK$111,282/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$478,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,248
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$59,810
−HK$1,585/mo
Today · 4.125%
HK$61,395
baseline
▲ 0.50% · 4.625%
HK$64,631
+HK$3,236/mo
Deposit HK$1.28M · loan HK$11.48M · min. income ≈ HK$122,790/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$478,363 · Scale 2, in force from 26 Feb 2026)