LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,091
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$29,996
−HK$919/mo
Today · 4.125%
HK$30,915
baseline
▲ 0.50% · 4.625%
HK$32,796
+HK$1,881/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$61,830/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,363
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$33,231
−HK$881/mo
Today · 4.125%
HK$34,112
baseline
▲ 0.50% · 4.625%
HK$35,910
+HK$1,798/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$68,224/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,909
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$35,995
−HK$1,103/mo
Today · 4.125%
HK$37,098
baseline
▲ 0.50% · 4.625%
HK$39,356
+HK$2,258/mo
Deposit HK$5.10M · loan HK$7.65M · min. income ≈ HK$74,196/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$478,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,836
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,878
−HK$1,056/mo
Today · 4.125%
HK$40,934
baseline
▲ 0.50% · 4.625%
HK$43,092
+HK$2,158/mo
Deposit HK$5.10M · loan HK$7.65M · min. income ≈ HK$81,868/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$478,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,727
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$41,994
−HK$1,287/mo
Today · 4.125%
HK$43,281
baseline
▲ 0.50% · 4.625%
HK$45,915
+HK$2,634/mo
Deposit HK$3.83M · loan HK$8.93M · min. income ≈ HK$86,562/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,309
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$46,524
−HK$1,233/mo
Today · 4.125%
HK$47,757
baseline
▲ 0.50% · 4.625%
HK$50,274
+HK$2,517/mo
Deposit HK$3.83M · loan HK$8.93M · min. income ≈ HK$95,514/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,364
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$53,993
−HK$1,654/mo
Today · 4.125%
HK$55,647
baseline
▲ 0.50% · 4.625%
HK$59,033
+HK$3,386/mo
Deposit HK$1.28M · loan HK$11.48M · min. income ≈ HK$111,294/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$478,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,254
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$59,817
−HK$1,584/mo
Today · 4.125%
HK$61,401
baseline
▲ 0.50% · 4.625%
HK$64,638
+HK$3,237/mo
Deposit HK$1.28M · loan HK$11.48M · min. income ≈ HK$122,802/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$478,417 · Scale 2, in force from 26 Feb 2026)