LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,091
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$29,996
−HK$920/mo
Today · 4.125%
HK$30,916
baseline
▲ 0.50% · 4.625%
HK$32,797
+HK$1,881/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$61,832/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,364
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,232
−HK$880/mo
Today · 4.125%
HK$34,112
baseline
▲ 0.50% · 4.625%
HK$35,911
+HK$1,799/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$68,224/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,910
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$35,996
−HK$1,103/mo
Today · 4.125%
HK$37,099
baseline
▲ 0.50% · 4.625%
HK$39,356
+HK$2,257/mo
Deposit HK$5.10M · loan HK$7.65M · min. income ≈ HK$74,198/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$478,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,837
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,878
−HK$1,057/mo
Today · 4.125%
HK$40,935
baseline
▲ 0.50% · 4.625%
HK$43,093
+HK$2,158/mo
Deposit HK$5.10M · loan HK$7.65M · min. income ≈ HK$81,870/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$478,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,728
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$41,995
−HK$1,287/mo
Today · 4.125%
HK$43,282
baseline
▲ 0.50% · 4.625%
HK$45,916
+HK$2,634/mo
Deposit HK$3.83M · loan HK$8.93M · min. income ≈ HK$86,564/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,309
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$46,525
−HK$1,232/mo
Today · 4.125%
HK$47,757
baseline
▲ 0.50% · 4.625%
HK$50,275
+HK$2,518/mo
Deposit HK$3.83M · loan HK$8.93M · min. income ≈ HK$95,514/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,365
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$53,993
−HK$1,655/mo
Today · 4.125%
HK$55,648
baseline
▲ 0.50% · 4.625%
HK$59,034
+HK$3,386/mo
Deposit HK$1.28M · loan HK$11.48M · min. income ≈ HK$111,296/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$478,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,255
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$59,817
−HK$1,585/mo
Today · 4.125%
HK$61,402
baseline
▲ 0.50% · 4.625%
HK$64,639
+HK$3,237/mo
Deposit HK$1.28M · loan HK$11.48M · min. income ≈ HK$122,804/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$478,424 · Scale 2, in force from 26 Feb 2026)