LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,093
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$29,998
−HK$920/mo
Today · 4.125%
HK$30,918
baseline
▲ 0.50% · 4.625%
HK$32,799
+HK$1,881/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$61,836/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,366
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$33,234
−HK$881/mo
Today · 4.125%
HK$34,115
baseline
▲ 0.50% · 4.625%
HK$35,913
+HK$1,798/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$68,230/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,912
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$35,998
−HK$1,103/mo
Today · 4.125%
HK$37,101
baseline
▲ 0.50% · 4.625%
HK$39,359
+HK$2,258/mo
Deposit HK$5.10M · loan HK$7.66M · min. income ≈ HK$74,202/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$478,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,839
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,881
−HK$1,057/mo
Today · 4.125%
HK$40,938
baseline
▲ 0.50% · 4.625%
HK$43,096
+HK$2,158/mo
Deposit HK$5.10M · loan HK$7.66M · min. income ≈ HK$81,876/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$478,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,731
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$41,998
−HK$1,287/mo
Today · 4.125%
HK$43,285
baseline
▲ 0.50% · 4.625%
HK$45,919
+HK$2,634/mo
Deposit HK$3.83M · loan HK$8.93M · min. income ≈ HK$86,570/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,313
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$46,528
−HK$1,233/mo
Today · 4.125%
HK$47,761
baseline
▲ 0.50% · 4.625%
HK$50,278
+HK$2,517/mo
Deposit HK$3.83M · loan HK$8.93M · min. income ≈ HK$95,522/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,368
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$53,997
−HK$1,655/mo
Today · 4.125%
HK$55,652
baseline
▲ 0.50% · 4.625%
HK$59,038
+HK$3,386/mo
Deposit HK$1.28M · loan HK$11.48M · min. income ≈ HK$111,304/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$478,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,259
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,821
−HK$1,586/mo
Today · 4.125%
HK$61,407
baseline
▲ 0.50% · 4.625%
HK$64,643
+HK$3,236/mo
Deposit HK$1.28M · loan HK$11.48M · min. income ≈ HK$122,814/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$478,456 · Scale 2, in force from 26 Feb 2026)