LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,094
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$29,999
−HK$920/mo
Today · 4.125%
HK$30,919
baseline
▲ 0.50% · 4.625%
HK$32,800
+HK$1,881/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$61,838/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,367
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$33,235
−HK$881/mo
Today · 4.125%
HK$34,116
baseline
▲ 0.50% · 4.625%
HK$35,914
+HK$1,798/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$68,232/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,913
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$35,999
−HK$1,104/mo
Today · 4.125%
HK$37,103
baseline
▲ 0.50% · 4.625%
HK$39,360
+HK$2,257/mo
Deposit HK$5.10M · loan HK$7.66M · min. income ≈ HK$74,206/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$478,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,841
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,882
−HK$1,057/mo
Today · 4.125%
HK$40,939
baseline
▲ 0.50% · 4.625%
HK$43,097
+HK$2,158/mo
Deposit HK$5.10M · loan HK$7.66M · min. income ≈ HK$81,878/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$478,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,732
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$41,999
−HK$1,288/mo
Today · 4.125%
HK$43,287
baseline
▲ 0.50% · 4.625%
HK$45,920
+HK$2,633/mo
Deposit HK$3.83M · loan HK$8.93M · min. income ≈ HK$86,574/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,314
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$46,530
−HK$1,232/mo
Today · 4.125%
HK$47,762
baseline
▲ 0.50% · 4.625%
HK$50,280
+HK$2,518/mo
Deposit HK$3.83M · loan HK$8.93M · min. income ≈ HK$95,524/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,370
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$53,999
−HK$1,655/mo
Today · 4.125%
HK$55,654
baseline
▲ 0.50% · 4.625%
HK$59,041
+HK$3,387/mo
Deposit HK$1.28M · loan HK$11.48M · min. income ≈ HK$111,308/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$478,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,261
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,824
−HK$1,585/mo
Today · 4.125%
HK$61,409
baseline
▲ 0.50% · 4.625%
HK$64,646
+HK$3,237/mo
Deposit HK$1.28M · loan HK$11.48M · min. income ≈ HK$122,818/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$478,475 · Scale 2, in force from 26 Feb 2026)