LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,096
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$30,001
−HK$919/mo
Today · 4.125%
HK$30,920
baseline
▲ 0.50% · 4.625%
HK$32,802
+HK$1,882/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$61,840/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,369
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,237
−HK$880/mo
Today · 4.125%
HK$34,117
baseline
▲ 0.50% · 4.625%
HK$35,916
+HK$1,799/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$68,234/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,915
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$36,001
−HK$1,103/mo
Today · 4.125%
HK$37,104
baseline
▲ 0.50% · 4.625%
HK$39,362
+HK$2,258/mo
Deposit HK$5.10M · loan HK$7.66M · min. income ≈ HK$74,208/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$478,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,842
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,884
−HK$1,057/mo
Today · 4.125%
HK$40,941
baseline
▲ 0.50% · 4.625%
HK$43,099
+HK$2,158/mo
Deposit HK$5.10M · loan HK$7.66M · min. income ≈ HK$81,882/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$478,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,734
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$42,001
−HK$1,287/mo
Today · 4.125%
HK$43,288
baseline
▲ 0.50% · 4.625%
HK$45,922
+HK$2,634/mo
Deposit HK$3.83M · loan HK$8.93M · min. income ≈ HK$86,576/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,316
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$46,532
−HK$1,232/mo
Today · 4.125%
HK$47,764
baseline
▲ 0.50% · 4.625%
HK$50,282
+HK$2,518/mo
Deposit HK$3.83M · loan HK$8.93M · min. income ≈ HK$95,528/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,372
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$54,001
−HK$1,656/mo
Today · 4.125%
HK$55,657
baseline
▲ 0.50% · 4.625%
HK$59,043
+HK$3,386/mo
Deposit HK$1.28M · loan HK$11.48M · min. income ≈ HK$111,314/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$478,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,264
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$59,826
−HK$1,585/mo
Today · 4.125%
HK$61,411
baseline
▲ 0.50% · 4.625%
HK$64,649
+HK$3,238/mo
Deposit HK$1.28M · loan HK$11.48M · min. income ≈ HK$122,822/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$478,495 · Scale 2, in force from 26 Feb 2026)