LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,097
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$30,002
−HK$919/mo
Today · 4.125%
HK$30,921
baseline
▲ 0.50% · 4.625%
HK$32,803
+HK$1,882/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$61,842/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,370
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,238
−HK$880/mo
Today · 4.125%
HK$34,118
baseline
▲ 0.50% · 4.625%
HK$35,917
+HK$1,799/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$68,236/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,916
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$36,002
−HK$1,103/mo
Today · 4.125%
HK$37,105
baseline
▲ 0.50% · 4.625%
HK$39,363
+HK$2,258/mo
Deposit HK$5.10M · loan HK$7.66M · min. income ≈ HK$74,210/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$478,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,844
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,885
−HK$1,057/mo
Today · 4.125%
HK$40,942
baseline
▲ 0.50% · 4.625%
HK$43,100
+HK$2,158/mo
Deposit HK$5.10M · loan HK$7.66M · min. income ≈ HK$81,884/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$478,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,735
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$42,002
−HK$1,288/mo
Today · 4.125%
HK$43,290
baseline
▲ 0.50% · 4.625%
HK$45,924
+HK$2,634/mo
Deposit HK$3.83M · loan HK$8.93M · min. income ≈ HK$86,580/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,317
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,533
−HK$1,233/mo
Today · 4.125%
HK$47,766
baseline
▲ 0.50% · 4.625%
HK$50,284
+HK$2,518/mo
Deposit HK$3.83M · loan HK$8.93M · min. income ≈ HK$95,532/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,374
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$54,003
−HK$1,655/mo
Today · 4.125%
HK$55,658
baseline
▲ 0.50% · 4.625%
HK$59,045
+HK$3,387/mo
Deposit HK$1.28M · loan HK$11.48M · min. income ≈ HK$111,316/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$478,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,265
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,828
−HK$1,585/mo
Today · 4.125%
HK$61,413
baseline
▲ 0.50% · 4.625%
HK$64,650
+HK$3,237/mo
Deposit HK$1.28M · loan HK$11.48M · min. income ≈ HK$122,826/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$478,508 · Scale 2, in force from 26 Feb 2026)