LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,097
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$30,002
−HK$920/mo
Today · 4.125%
HK$30,922
baseline
▲ 0.50% · 4.625%
HK$32,803
+HK$1,881/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$61,844/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,370
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$33,239
−HK$880/mo
Today · 4.125%
HK$34,119
baseline
▲ 0.50% · 4.625%
HK$35,918
+HK$1,799/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$68,238/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,917
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$36,003
−HK$1,103/mo
Today · 4.125%
HK$37,106
baseline
▲ 0.50% · 4.625%
HK$39,364
+HK$2,258/mo
Deposit HK$5.10M · loan HK$7.66M · min. income ≈ HK$74,212/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$478,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,844
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,886
−HK$1,057/mo
Today · 4.125%
HK$40,943
baseline
▲ 0.50% · 4.625%
HK$43,101
+HK$2,158/mo
Deposit HK$5.10M · loan HK$7.66M · min. income ≈ HK$81,886/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$478,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,736
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$42,003
−HK$1,288/mo
Today · 4.125%
HK$43,291
baseline
▲ 0.50% · 4.625%
HK$45,925
+HK$2,634/mo
Deposit HK$3.83M · loan HK$8.93M · min. income ≈ HK$86,582/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,318
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,534
−HK$1,233/mo
Today · 4.125%
HK$47,767
baseline
▲ 0.50% · 4.625%
HK$50,285
+HK$2,518/mo
Deposit HK$3.83M · loan HK$8.93M · min. income ≈ HK$95,534/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,375
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$54,004
−HK$1,655/mo
Today · 4.125%
HK$55,659
baseline
▲ 0.50% · 4.625%
HK$59,046
+HK$3,387/mo
Deposit HK$1.28M · loan HK$11.48M · min. income ≈ HK$111,318/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$478,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,267
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,829
−HK$1,586/mo
Today · 4.125%
HK$61,415
baseline
▲ 0.50% · 4.625%
HK$64,652
+HK$3,237/mo
Deposit HK$1.28M · loan HK$11.48M · min. income ≈ HK$122,830/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$478,519 · Scale 2, in force from 26 Feb 2026)