LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,098
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$30,003
−HK$919/mo
Today · 4.125%
HK$30,922
baseline
▲ 0.50% · 4.625%
HK$32,804
+HK$1,882/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$61,844/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,371
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$33,239
−HK$881/mo
Today · 4.125%
HK$34,120
baseline
▲ 0.50% · 4.625%
HK$35,918
+HK$1,798/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$68,240/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,917
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$36,003
−HK$1,104/mo
Today · 4.125%
HK$37,107
baseline
▲ 0.50% · 4.625%
HK$39,365
+HK$2,258/mo
Deposit HK$5.10M · loan HK$7.66M · min. income ≈ HK$74,214/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$478,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,845
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,887
−HK$1,057/mo
Today · 4.125%
HK$40,944
baseline
▲ 0.50% · 4.625%
HK$43,102
+HK$2,158/mo
Deposit HK$5.10M · loan HK$7.66M · min. income ≈ HK$81,888/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$478,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,737
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$42,004
−HK$1,287/mo
Today · 4.125%
HK$43,291
baseline
▲ 0.50% · 4.625%
HK$45,925
+HK$2,634/mo
Deposit HK$3.83M · loan HK$8.93M · min. income ≈ HK$86,582/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,319
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,535
−HK$1,233/mo
Today · 4.125%
HK$47,768
baseline
▲ 0.50% · 4.625%
HK$50,286
+HK$2,518/mo
Deposit HK$3.83M · loan HK$8.93M · min. income ≈ HK$95,536/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,376
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$54,005
−HK$1,655/mo
Today · 4.125%
HK$55,660
baseline
▲ 0.50% · 4.625%
HK$59,047
+HK$3,387/mo
Deposit HK$1.28M · loan HK$11.48M · min. income ≈ HK$111,320/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$478,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,268
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,830
−HK$1,586/mo
Today · 4.125%
HK$61,416
baseline
▲ 0.50% · 4.625%
HK$64,653
+HK$3,237/mo
Deposit HK$1.28M · loan HK$11.48M · min. income ≈ HK$122,832/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$478,527 · Scale 2, in force from 26 Feb 2026)