LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,098
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$30,003
−HK$920/mo
Today · 4.125%
HK$30,923
baseline
▲ 0.50% · 4.625%
HK$32,805
+HK$1,882/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$61,846/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,372
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,240
−HK$880/mo
Today · 4.125%
HK$34,120
baseline
▲ 0.50% · 4.625%
HK$35,919
+HK$1,799/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$68,240/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,918
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$36,004
−HK$1,104/mo
Today · 4.125%
HK$37,108
baseline
▲ 0.50% · 4.625%
HK$39,365
+HK$2,257/mo
Deposit HK$5.10M · loan HK$7.66M · min. income ≈ HK$74,216/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$478,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,846
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,888
−HK$1,057/mo
Today · 4.125%
HK$40,945
baseline
▲ 0.50% · 4.625%
HK$43,103
+HK$2,158/mo
Deposit HK$5.10M · loan HK$7.66M · min. income ≈ HK$81,890/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$478,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,738
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$42,005
−HK$1,287/mo
Today · 4.125%
HK$43,292
baseline
▲ 0.50% · 4.625%
HK$45,926
+HK$2,634/mo
Deposit HK$3.83M · loan HK$8.93M · min. income ≈ HK$86,584/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,320
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,536
−HK$1,233/mo
Today · 4.125%
HK$47,769
baseline
▲ 0.50% · 4.625%
HK$50,287
+HK$2,518/mo
Deposit HK$3.83M · loan HK$8.93M · min. income ≈ HK$95,538/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,377
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$54,006
−HK$1,655/mo
Today · 4.125%
HK$55,661
baseline
▲ 0.50% · 4.625%
HK$59,048
+HK$3,387/mo
Deposit HK$1.28M · loan HK$11.48M · min. income ≈ HK$111,322/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$478,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,269
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,831
−HK$1,586/mo
Today · 4.125%
HK$61,417
baseline
▲ 0.50% · 4.625%
HK$64,654
+HK$3,237/mo
Deposit HK$1.28M · loan HK$11.48M · min. income ≈ HK$122,834/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$478,537 · Scale 2, in force from 26 Feb 2026)