LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,105
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,011
−HK$920/mo
Today · 4.125%
HK$30,931
baseline
▲ 0.50% · 4.625%
HK$32,813
+HK$1,882/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$61,862/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,379
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,248
−HK$881/mo
Today · 4.125%
HK$34,129
baseline
▲ 0.50% · 4.625%
HK$35,928
+HK$1,799/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$68,258/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,926
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$36,013
−HK$1,104/mo
Today · 4.125%
HK$37,117
baseline
▲ 0.50% · 4.625%
HK$39,375
+HK$2,258/mo
Deposit HK$5.11M · loan HK$7.66M · min. income ≈ HK$74,234/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$478,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,855
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,897
−HK$1,058/mo
Today · 4.125%
HK$40,955
baseline
▲ 0.50% · 4.625%
HK$43,113
+HK$2,158/mo
Deposit HK$5.11M · loan HK$7.66M · min. income ≈ HK$81,910/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$478,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,748
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$42,015
−HK$1,288/mo
Today · 4.125%
HK$43,303
baseline
▲ 0.50% · 4.625%
HK$45,938
+HK$2,635/mo
Deposit HK$3.83M · loan HK$8.93M · min. income ≈ HK$86,606/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,331
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,547
−HK$1,233/mo
Today · 4.125%
HK$47,780
baseline
▲ 0.50% · 4.625%
HK$50,299
+HK$2,519/mo
Deposit HK$3.83M · loan HK$8.93M · min. income ≈ HK$95,560/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,390
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$54,019
−HK$1,656/mo
Today · 4.125%
HK$55,675
baseline
▲ 0.50% · 4.625%
HK$59,063
+HK$3,388/mo
Deposit HK$1.28M · loan HK$11.49M · min. income ≈ HK$111,350/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$478,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,283
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$59,846
−HK$1,586/mo
Today · 4.125%
HK$61,432
baseline
▲ 0.50% · 4.625%
HK$64,670
+HK$3,238/mo
Deposit HK$1.28M · loan HK$11.49M · min. income ≈ HK$122,864/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$478,654 · Scale 2, in force from 26 Feb 2026)