LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,106
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$30,011
−HK$920/mo
Today · 4.125%
HK$30,931
baseline
▲ 0.50% · 4.625%
HK$32,813
+HK$1,882/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$61,862/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,380
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,249
−HK$881/mo
Today · 4.125%
HK$34,130
baseline
▲ 0.50% · 4.625%
HK$35,929
+HK$1,799/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$68,260/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,927
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$36,014
−HK$1,104/mo
Today · 4.125%
HK$37,118
baseline
▲ 0.50% · 4.625%
HK$39,376
+HK$2,258/mo
Deposit HK$5.11M · loan HK$7.66M · min. income ≈ HK$74,236/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$478,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,856
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,898
−HK$1,058/mo
Today · 4.125%
HK$40,956
baseline
▲ 0.50% · 4.625%
HK$43,114
+HK$2,158/mo
Deposit HK$5.11M · loan HK$7.66M · min. income ≈ HK$81,912/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$478,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,749
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$42,016
−HK$1,288/mo
Today · 4.125%
HK$43,304
baseline
▲ 0.50% · 4.625%
HK$45,939
+HK$2,635/mo
Deposit HK$3.83M · loan HK$8.94M · min. income ≈ HK$86,608/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,332
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$46,548
−HK$1,234/mo
Today · 4.125%
HK$47,782
baseline
▲ 0.50% · 4.625%
HK$50,300
+HK$2,518/mo
Deposit HK$3.83M · loan HK$8.94M · min. income ≈ HK$95,564/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,391
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$54,021
−HK$1,655/mo
Today · 4.125%
HK$55,676
baseline
▲ 0.50% · 4.625%
HK$59,064
+HK$3,388/mo
Deposit HK$1.28M · loan HK$11.49M · min. income ≈ HK$111,352/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$478,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,284
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$59,848
−HK$1,585/mo
Today · 4.125%
HK$61,433
baseline
▲ 0.50% · 4.625%
HK$64,672
+HK$3,239/mo
Deposit HK$1.28M · loan HK$11.49M · min. income ≈ HK$122,866/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$478,665 · Scale 2, in force from 26 Feb 2026)