LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,109
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,015
−HK$920/mo
Today · 4.125%
HK$30,935
baseline
▲ 0.50% · 4.625%
HK$32,817
+HK$1,882/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$61,870/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,384
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$33,252
−HK$881/mo
Today · 4.125%
HK$34,133
baseline
▲ 0.50% · 4.625%
HK$35,932
+HK$1,799/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$68,266/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,931
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$36,018
−HK$1,103/mo
Today · 4.125%
HK$37,121
baseline
▲ 0.50% · 4.625%
HK$39,380
+HK$2,259/mo
Deposit HK$5.11M · loan HK$7.66M · min. income ≈ HK$74,242/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$478,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,860
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,903
−HK$1,057/mo
Today · 4.125%
HK$40,960
baseline
▲ 0.50% · 4.625%
HK$43,119
+HK$2,159/mo
Deposit HK$5.11M · loan HK$7.66M · min. income ≈ HK$81,920/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$478,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,753
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$42,020
−HK$1,288/mo
Today · 4.125%
HK$43,308
baseline
▲ 0.50% · 4.625%
HK$45,944
+HK$2,636/mo
Deposit HK$3.83M · loan HK$8.94M · min. income ≈ HK$86,616/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,337
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$46,553
−HK$1,234/mo
Today · 4.125%
HK$47,787
baseline
▲ 0.50% · 4.625%
HK$50,305
+HK$2,518/mo
Deposit HK$3.83M · loan HK$8.94M · min. income ≈ HK$95,574/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,397
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$54,026
−HK$1,656/mo
Today · 4.125%
HK$55,682
baseline
▲ 0.50% · 4.625%
HK$59,070
+HK$3,388/mo
Deposit HK$1.28M · loan HK$11.49M · min. income ≈ HK$111,364/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$478,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,291
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$59,854
−HK$1,586/mo
Today · 4.125%
HK$61,440
baseline
▲ 0.50% · 4.625%
HK$64,678
+HK$3,238/mo
Deposit HK$1.28M · loan HK$11.49M · min. income ≈ HK$122,880/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$478,716 · Scale 2, in force from 26 Feb 2026)