LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,111
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$30,016
−HK$920/mo
Today · 4.125%
HK$30,936
baseline
▲ 0.50% · 4.625%
HK$32,819
+HK$1,883/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$61,872/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,385
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,254
−HK$881/mo
Today · 4.125%
HK$34,135
baseline
▲ 0.50% · 4.625%
HK$35,934
+HK$1,799/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$68,270/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,933
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$36,020
−HK$1,104/mo
Today · 4.125%
HK$37,124
baseline
▲ 0.50% · 4.625%
HK$39,382
+HK$2,258/mo
Deposit HK$5.11M · loan HK$7.66M · min. income ≈ HK$74,248/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$478,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,863
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,905
−HK$1,057/mo
Today · 4.125%
HK$40,962
baseline
▲ 0.50% · 4.625%
HK$43,121
+HK$2,159/mo
Deposit HK$5.11M · loan HK$7.66M · min. income ≈ HK$81,924/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$478,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,755
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$42,023
−HK$1,288/mo
Today · 4.125%
HK$43,311
baseline
▲ 0.50% · 4.625%
HK$45,946
+HK$2,635/mo
Deposit HK$3.83M · loan HK$8.94M · min. income ≈ HK$86,622/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,340
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,556
−HK$1,233/mo
Today · 4.125%
HK$47,789
baseline
▲ 0.50% · 4.625%
HK$50,308
+HK$2,519/mo
Deposit HK$3.83M · loan HK$8.94M · min. income ≈ HK$95,578/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,399
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$54,029
−HK$1,656/mo
Today · 4.125%
HK$55,685
baseline
▲ 0.50% · 4.625%
HK$59,074
+HK$3,389/mo
Deposit HK$1.28M · loan HK$11.49M · min. income ≈ HK$111,370/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$478,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,294
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$59,857
−HK$1,586/mo
Today · 4.125%
HK$61,443
baseline
▲ 0.50% · 4.625%
HK$64,682
+HK$3,239/mo
Deposit HK$1.28M · loan HK$11.49M · min. income ≈ HK$122,886/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$478,742 · Scale 2, in force from 26 Feb 2026)