LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,111
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,017
−HK$920/mo
Today · 4.125%
HK$30,937
baseline
▲ 0.50% · 4.625%
HK$32,819
+HK$1,882/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$61,874/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,386
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,254
−HK$882/mo
Today · 4.125%
HK$34,136
baseline
▲ 0.50% · 4.625%
HK$35,935
+HK$1,799/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$68,272/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,933
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$36,020
−HK$1,104/mo
Today · 4.125%
HK$37,124
baseline
▲ 0.50% · 4.625%
HK$39,383
+HK$2,259/mo
Deposit HK$5.11M · loan HK$7.66M · min. income ≈ HK$74,248/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$478,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,863
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,905
−HK$1,058/mo
Today · 4.125%
HK$40,963
baseline
▲ 0.50% · 4.625%
HK$43,122
+HK$2,159/mo
Deposit HK$5.11M · loan HK$7.66M · min. income ≈ HK$81,926/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$478,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,756
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$42,023
−HK$1,288/mo
Today · 4.125%
HK$43,311
baseline
▲ 0.50% · 4.625%
HK$45,947
+HK$2,636/mo
Deposit HK$3.83M · loan HK$8.94M · min. income ≈ HK$86,622/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,340
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$46,556
−HK$1,234/mo
Today · 4.125%
HK$47,790
baseline
▲ 0.50% · 4.625%
HK$50,309
+HK$2,519/mo
Deposit HK$3.83M · loan HK$8.94M · min. income ≈ HK$95,580/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,400
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$54,030
−HK$1,656/mo
Today · 4.125%
HK$55,686
baseline
▲ 0.50% · 4.625%
HK$59,074
+HK$3,388/mo
Deposit HK$1.28M · loan HK$11.49M · min. income ≈ HK$111,372/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$478,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,295
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$59,858
−HK$1,586/mo
Today · 4.125%
HK$61,444
baseline
▲ 0.50% · 4.625%
HK$64,683
+HK$3,239/mo
Deposit HK$1.28M · loan HK$11.49M · min. income ≈ HK$122,888/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$478,749 · Scale 2, in force from 26 Feb 2026)