LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,114
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$30,019
−HK$920/mo
Today · 4.125%
HK$30,939
baseline
▲ 0.50% · 4.625%
HK$32,822
+HK$1,883/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$61,878/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,389
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,257
−HK$882/mo
Today · 4.125%
HK$34,139
baseline
▲ 0.50% · 4.625%
HK$35,938
+HK$1,799/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$68,278/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,937
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$36,023
−HK$1,104/mo
Today · 4.125%
HK$37,127
baseline
▲ 0.50% · 4.625%
HK$39,386
+HK$2,259/mo
Deposit HK$5.11M · loan HK$7.66M · min. income ≈ HK$74,254/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$478,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,867
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,909
−HK$1,057/mo
Today · 4.125%
HK$40,966
baseline
▲ 0.50% · 4.625%
HK$43,126
+HK$2,160/mo
Deposit HK$5.11M · loan HK$7.66M · min. income ≈ HK$81,932/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$478,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,759
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$42,027
−HK$1,288/mo
Today · 4.125%
HK$43,315
baseline
▲ 0.50% · 4.625%
HK$45,951
+HK$2,636/mo
Deposit HK$3.83M · loan HK$8.94M · min. income ≈ HK$86,630/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,344
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$46,560
−HK$1,234/mo
Today · 4.125%
HK$47,794
baseline
▲ 0.50% · 4.625%
HK$50,313
+HK$2,519/mo
Deposit HK$3.83M · loan HK$8.94M · min. income ≈ HK$95,588/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,405
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$54,035
−HK$1,656/mo
Today · 4.125%
HK$55,691
baseline
▲ 0.50% · 4.625%
HK$59,080
+HK$3,389/mo
Deposit HK$1.28M · loan HK$11.49M · min. income ≈ HK$111,382/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$478,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,300
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$59,863
−HK$1,587/mo
Today · 4.125%
HK$61,450
baseline
▲ 0.50% · 4.625%
HK$64,689
+HK$3,239/mo
Deposit HK$1.28M · loan HK$11.49M · min. income ≈ HK$122,900/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$478,791 · Scale 2, in force from 26 Feb 2026)