LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,116
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,021
−HK$921/mo
Today · 4.125%
HK$30,942
baseline
▲ 0.50% · 4.625%
HK$32,824
+HK$1,882/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$61,884/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,391
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,260
−HK$881/mo
Today · 4.125%
HK$34,141
baseline
▲ 0.50% · 4.625%
HK$35,941
+HK$1,800/mo
Deposit HK$6.38M · loan HK$6.38M · min. income ≈ HK$68,282/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,939
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$36,026
−HK$1,104/mo
Today · 4.125%
HK$37,130
baseline
▲ 0.50% · 4.625%
HK$39,389
+HK$2,259/mo
Deposit HK$5.11M · loan HK$7.66M · min. income ≈ HK$74,260/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$478,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,869
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,912
−HK$1,057/mo
Today · 4.125%
HK$40,969
baseline
▲ 0.50% · 4.625%
HK$43,129
+HK$2,160/mo
Deposit HK$5.11M · loan HK$7.66M · min. income ≈ HK$81,938/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$478,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,762
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$42,030
−HK$1,288/mo
Today · 4.125%
HK$43,318
baseline
▲ 0.50% · 4.625%
HK$45,954
+HK$2,636/mo
Deposit HK$3.83M · loan HK$8.94M · min. income ≈ HK$86,636/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,347
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$46,564
−HK$1,233/mo
Today · 4.125%
HK$47,797
baseline
▲ 0.50% · 4.625%
HK$50,317
+HK$2,520/mo
Deposit HK$3.83M · loan HK$8.94M · min. income ≈ HK$95,594/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,408
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$54,039
−HK$1,656/mo
Today · 4.125%
HK$55,695
baseline
▲ 0.50% · 4.625%
HK$59,084
+HK$3,389/mo
Deposit HK$1.28M · loan HK$11.49M · min. income ≈ HK$111,390/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$478,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,304
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$59,867
−HK$1,587/mo
Today · 4.125%
HK$61,454
baseline
▲ 0.50% · 4.625%
HK$64,693
+HK$3,239/mo
Deposit HK$1.28M · loan HK$11.49M · min. income ≈ HK$122,908/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$478,824 · Scale 2, in force from 26 Feb 2026)