LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,121
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,026
−HK$921/mo
Today · 4.125%
HK$30,947
baseline
▲ 0.50% · 4.625%
HK$32,830
+HK$1,883/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$61,894/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,396
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,265
−HK$882/mo
Today · 4.125%
HK$34,147
baseline
▲ 0.50% · 4.625%
HK$35,947
+HK$1,800/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$68,294/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,945
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$36,032
−HK$1,104/mo
Today · 4.125%
HK$37,136
baseline
▲ 0.50% · 4.625%
HK$39,396
+HK$2,260/mo
Deposit HK$5.11M · loan HK$7.66M · min. income ≈ HK$74,272/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$478,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,876
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,918
−HK$1,058/mo
Today · 4.125%
HK$40,976
baseline
▲ 0.50% · 4.625%
HK$43,136
+HK$2,160/mo
Deposit HK$5.11M · loan HK$7.66M · min. income ≈ HK$81,952/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$478,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,769
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$42,037
−HK$1,288/mo
Today · 4.125%
HK$43,325
baseline
▲ 0.50% · 4.625%
HK$45,962
+HK$2,637/mo
Deposit HK$3.83M · loan HK$8.94M · min. income ≈ HK$86,650/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,355
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$46,571
−HK$1,234/mo
Today · 4.125%
HK$47,805
baseline
▲ 0.50% · 4.625%
HK$50,325
+HK$2,520/mo
Deposit HK$3.83M · loan HK$8.94M · min. income ≈ HK$95,610/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,417
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$54,048
−HK$1,656/mo
Today · 4.125%
HK$55,704
baseline
▲ 0.50% · 4.625%
HK$59,094
+HK$3,390/mo
Deposit HK$1.28M · loan HK$11.49M · min. income ≈ HK$111,408/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$478,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,314
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$59,878
−HK$1,586/mo
Today · 4.125%
HK$61,464
baseline
▲ 0.50% · 4.625%
HK$64,704
+HK$3,240/mo
Deposit HK$1.28M · loan HK$11.49M · min. income ≈ HK$122,928/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$478,905 · Scale 2, in force from 26 Feb 2026)