LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,121
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,027
−HK$920/mo
Today · 4.125%
HK$30,947
baseline
▲ 0.50% · 4.625%
HK$32,831
+HK$1,884/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$61,894/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,397
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,266
−HK$881/mo
Today · 4.125%
HK$34,147
baseline
▲ 0.50% · 4.625%
HK$35,947
+HK$1,800/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$68,294/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,946
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$36,033
−HK$1,104/mo
Today · 4.125%
HK$37,137
baseline
▲ 0.50% · 4.625%
HK$39,397
+HK$2,260/mo
Deposit HK$5.11M · loan HK$7.66M · min. income ≈ HK$74,274/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$478,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,877
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,919
−HK$1,058/mo
Today · 4.125%
HK$40,977
baseline
▲ 0.50% · 4.625%
HK$43,137
+HK$2,160/mo
Deposit HK$5.11M · loan HK$7.66M · min. income ≈ HK$81,954/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$478,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,770
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$42,038
−HK$1,288/mo
Today · 4.125%
HK$43,326
baseline
▲ 0.50% · 4.625%
HK$45,963
+HK$2,637/mo
Deposit HK$3.83M · loan HK$8.94M · min. income ≈ HK$86,652/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,356
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$46,572
−HK$1,234/mo
Today · 4.125%
HK$47,806
baseline
▲ 0.50% · 4.625%
HK$50,326
+HK$2,520/mo
Deposit HK$3.83M · loan HK$8.94M · min. income ≈ HK$95,612/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,418
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$54,049
−HK$1,656/mo
Today · 4.125%
HK$55,705
baseline
▲ 0.50% · 4.625%
HK$59,095
+HK$3,390/mo
Deposit HK$1.28M · loan HK$11.49M · min. income ≈ HK$111,410/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$478,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,315
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$59,879
−HK$1,586/mo
Today · 4.125%
HK$61,465
baseline
▲ 0.50% · 4.625%
HK$64,705
+HK$3,240/mo
Deposit HK$1.28M · loan HK$11.49M · min. income ≈ HK$122,930/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$478,916 · Scale 2, in force from 26 Feb 2026)