LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,122
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,028
−HK$921/mo
Today · 4.125%
HK$30,949
baseline
▲ 0.50% · 4.625%
HK$32,832
+HK$1,883/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$61,898/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,398
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,267
−HK$882/mo
Today · 4.125%
HK$34,149
baseline
▲ 0.50% · 4.625%
HK$35,949
+HK$1,800/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$68,298/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$478,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,947
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$36,034
−HK$1,104/mo
Today · 4.125%
HK$37,138
baseline
▲ 0.50% · 4.625%
HK$39,398
+HK$2,260/mo
Deposit HK$5.11M · loan HK$7.66M · min. income ≈ HK$74,276/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$478,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,878
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,921
−HK$1,057/mo
Today · 4.125%
HK$40,978
baseline
▲ 0.50% · 4.625%
HK$43,138
+HK$2,160/mo
Deposit HK$5.11M · loan HK$7.66M · min. income ≈ HK$81,956/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$478,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,771
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$42,040
−HK$1,288/mo
Today · 4.125%
HK$43,328
baseline
▲ 0.50% · 4.625%
HK$45,964
+HK$2,636/mo
Deposit HK$3.83M · loan HK$8.94M · min. income ≈ HK$86,656/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,358
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$46,574
−HK$1,234/mo
Today · 4.125%
HK$47,808
baseline
▲ 0.50% · 4.625%
HK$50,328
+HK$2,520/mo
Deposit HK$3.83M · loan HK$8.94M · min. income ≈ HK$95,616/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,420
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$54,051
−HK$1,656/mo
Today · 4.125%
HK$55,707
baseline
▲ 0.50% · 4.625%
HK$59,097
+HK$3,390/mo
Deposit HK$1.28M · loan HK$11.49M · min. income ≈ HK$111,414/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$478,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,317
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$59,881
−HK$1,587/mo
Today · 4.125%
HK$61,468
baseline
▲ 0.50% · 4.625%
HK$64,708
+HK$3,240/mo
Deposit HK$1.28M · loan HK$11.49M · min. income ≈ HK$122,936/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$478,933 · Scale 2, in force from 26 Feb 2026)