LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,124
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,030
−HK$920/mo
Today · 4.125%
HK$30,950
baseline
▲ 0.50% · 4.625%
HK$32,834
+HK$1,884/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$61,900/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$478,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,400
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,269
−HK$882/mo
Today · 4.125%
HK$34,151
baseline
▲ 0.50% · 4.625%
HK$35,951
+HK$1,800/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$68,302/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$478,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,949
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$36,036
−HK$1,104/mo
Today · 4.125%
HK$37,140
baseline
▲ 0.50% · 4.625%
HK$39,400
+HK$2,260/mo
Deposit HK$5.11M · loan HK$7.66M · min. income ≈ HK$74,280/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$478,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,880
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,923
−HK$1,058/mo
Today · 4.125%
HK$40,981
baseline
▲ 0.50% · 4.625%
HK$43,141
+HK$2,160/mo
Deposit HK$5.11M · loan HK$7.66M · min. income ≈ HK$81,962/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$478,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,774
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$42,042
−HK$1,289/mo
Today · 4.125%
HK$43,331
baseline
▲ 0.50% · 4.625%
HK$45,967
+HK$2,636/mo
Deposit HK$3.83M · loan HK$8.94M · min. income ≈ HK$86,662/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,360
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$46,577
−HK$1,234/mo
Today · 4.125%
HK$47,811
baseline
▲ 0.50% · 4.625%
HK$50,331
+HK$2,520/mo
Deposit HK$3.83M · loan HK$8.94M · min. income ≈ HK$95,622/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,423
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$54,054
−HK$1,657/mo
Today · 4.125%
HK$55,711
baseline
▲ 0.50% · 4.625%
HK$59,101
+HK$3,390/mo
Deposit HK$1.28M · loan HK$11.50M · min. income ≈ HK$111,422/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$478,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,320
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$59,885
−HK$1,586/mo
Today · 4.125%
HK$61,471
baseline
▲ 0.50% · 4.625%
HK$64,711
+HK$3,240/mo
Deposit HK$1.28M · loan HK$11.50M · min. income ≈ HK$122,942/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$478,961 · Scale 2, in force from 26 Feb 2026)