LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,125
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,031
−HK$920/mo
Today · 4.125%
HK$30,951
baseline
▲ 0.50% · 4.625%
HK$32,834
+HK$1,883/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$61,902/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$478,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,401
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,270
−HK$881/mo
Today · 4.125%
HK$34,151
baseline
▲ 0.50% · 4.625%
HK$35,952
+HK$1,801/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$68,302/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$478,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,950
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$36,037
−HK$1,104/mo
Today · 4.125%
HK$37,141
baseline
▲ 0.50% · 4.625%
HK$39,401
+HK$2,260/mo
Deposit HK$5.11M · loan HK$7.66M · min. income ≈ HK$74,282/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$478,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,881
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,924
−HK$1,058/mo
Today · 4.125%
HK$40,982
baseline
▲ 0.50% · 4.625%
HK$43,142
+HK$2,160/mo
Deposit HK$5.11M · loan HK$7.66M · min. income ≈ HK$81,964/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$478,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,775
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$42,043
−HK$1,288/mo
Today · 4.125%
HK$43,331
baseline
▲ 0.50% · 4.625%
HK$45,968
+HK$2,637/mo
Deposit HK$3.83M · loan HK$8.94M · min. income ≈ HK$86,662/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,361
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$46,578
−HK$1,234/mo
Today · 4.125%
HK$47,812
baseline
▲ 0.50% · 4.625%
HK$50,332
+HK$2,520/mo
Deposit HK$3.83M · loan HK$8.94M · min. income ≈ HK$95,624/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,424
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$54,055
−HK$1,657/mo
Today · 4.125%
HK$55,712
baseline
▲ 0.50% · 4.625%
HK$59,102
+HK$3,390/mo
Deposit HK$1.28M · loan HK$11.50M · min. income ≈ HK$111,424/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$478,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,322
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$59,886
−HK$1,587/mo
Today · 4.125%
HK$61,473
baseline
▲ 0.50% · 4.625%
HK$64,713
+HK$3,240/mo
Deposit HK$1.28M · loan HK$11.50M · min. income ≈ HK$122,946/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$478,970 · Scale 2, in force from 26 Feb 2026)