LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,126
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,032
−HK$920/mo
Today · 4.125%
HK$30,952
baseline
▲ 0.50% · 4.625%
HK$32,835
+HK$1,883/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$61,904/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$478,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,402
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,271
−HK$882/mo
Today · 4.125%
HK$34,153
baseline
▲ 0.50% · 4.625%
HK$35,953
+HK$1,800/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$68,306/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$478,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,951
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$36,038
−HK$1,104/mo
Today · 4.125%
HK$37,142
baseline
▲ 0.50% · 4.625%
HK$39,402
+HK$2,260/mo
Deposit HK$5.11M · loan HK$7.66M · min. income ≈ HK$74,284/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$478,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,882
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,925
−HK$1,058/mo
Today · 4.125%
HK$40,983
baseline
▲ 0.50% · 4.625%
HK$43,143
+HK$2,160/mo
Deposit HK$5.11M · loan HK$7.66M · min. income ≈ HK$81,966/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$478,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,776
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$42,044
−HK$1,289/mo
Today · 4.125%
HK$43,333
baseline
▲ 0.50% · 4.625%
HK$45,970
+HK$2,637/mo
Deposit HK$3.83M · loan HK$8.94M · min. income ≈ HK$86,666/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,363
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$46,579
−HK$1,235/mo
Today · 4.125%
HK$47,814
baseline
▲ 0.50% · 4.625%
HK$50,334
+HK$2,520/mo
Deposit HK$3.83M · loan HK$8.94M · min. income ≈ HK$95,628/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,426
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$54,057
−HK$1,657/mo
Today · 4.125%
HK$55,714
baseline
▲ 0.50% · 4.625%
HK$59,104
+HK$3,390/mo
Deposit HK$1.28M · loan HK$11.50M · min. income ≈ HK$111,428/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$478,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,324
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$59,888
−HK$1,587/mo
Today · 4.125%
HK$61,475
baseline
▲ 0.50% · 4.625%
HK$64,715
+HK$3,240/mo
Deposit HK$1.28M · loan HK$11.50M · min. income ≈ HK$122,950/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$478,986 · Scale 2, in force from 26 Feb 2026)