LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,126
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,032
−HK$921/mo
Today · 4.125%
HK$30,953
baseline
▲ 0.50% · 4.625%
HK$32,836
+HK$1,883/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$61,906/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$478,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,403
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,272
−HK$881/mo
Today · 4.125%
HK$34,153
baseline
▲ 0.50% · 4.625%
HK$35,954
+HK$1,801/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$68,306/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$478,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,952
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$36,039
−HK$1,104/mo
Today · 4.125%
HK$37,143
baseline
▲ 0.50% · 4.625%
HK$39,403
+HK$2,260/mo
Deposit HK$5.11M · loan HK$7.66M · min. income ≈ HK$74,286/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$478,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,883
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,926
−HK$1,058/mo
Today · 4.125%
HK$40,984
baseline
▲ 0.50% · 4.625%
HK$43,144
+HK$2,160/mo
Deposit HK$5.11M · loan HK$7.66M · min. income ≈ HK$81,968/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$478,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,777
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$42,045
−HK$1,289/mo
Today · 4.125%
HK$43,334
baseline
▲ 0.50% · 4.625%
HK$45,971
+HK$2,637/mo
Deposit HK$3.83M · loan HK$8.94M · min. income ≈ HK$86,668/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,364
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$46,580
−HK$1,235/mo
Today · 4.125%
HK$47,815
baseline
▲ 0.50% · 4.625%
HK$50,335
+HK$2,520/mo
Deposit HK$3.83M · loan HK$8.94M · min. income ≈ HK$95,630/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$478,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,427
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$54,058
−HK$1,657/mo
Today · 4.125%
HK$55,715
baseline
▲ 0.50% · 4.625%
HK$59,105
+HK$3,390/mo
Deposit HK$1.28M · loan HK$11.50M · min. income ≈ HK$111,430/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$478,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,325
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$59,889
−HK$1,587/mo
Today · 4.125%
HK$61,476
baseline
▲ 0.50% · 4.625%
HK$64,716
+HK$3,240/mo
Deposit HK$1.28M · loan HK$11.50M · min. income ≈ HK$122,952/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$478,997 · Scale 2, in force from 26 Feb 2026)