LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,127
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,033
−HK$921/mo
Today · 4.125%
HK$30,954
baseline
▲ 0.50% · 4.625%
HK$32,837
+HK$1,883/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$61,908/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,404
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,273
−HK$882/mo
Today · 4.125%
HK$34,155
baseline
▲ 0.50% · 4.625%
HK$35,955
+HK$1,800/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$68,310/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,953
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$36,040
−HK$1,105/mo
Today · 4.125%
HK$37,145
baseline
▲ 0.50% · 4.625%
HK$39,405
+HK$2,260/mo
Deposit HK$5.11M · loan HK$7.66M · min. income ≈ HK$74,290/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$479,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,885
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,928
−HK$1,057/mo
Today · 4.125%
HK$40,985
baseline
▲ 0.50% · 4.625%
HK$43,146
+HK$2,161/mo
Deposit HK$5.11M · loan HK$7.66M · min. income ≈ HK$81,970/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$479,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,778
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$42,047
−HK$1,288/mo
Today · 4.125%
HK$43,335
baseline
▲ 0.50% · 4.625%
HK$45,972
+HK$2,637/mo
Deposit HK$3.83M · loan HK$8.94M · min. income ≈ HK$86,670/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$479,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,365
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$46,582
−HK$1,234/mo
Today · 4.125%
HK$47,816
baseline
▲ 0.50% · 4.625%
HK$50,337
+HK$2,521/mo
Deposit HK$3.83M · loan HK$8.94M · min. income ≈ HK$95,632/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$479,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,429
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$54,060
−HK$1,657/mo
Today · 4.125%
HK$55,717
baseline
▲ 0.50% · 4.625%
HK$59,107
+HK$3,390/mo
Deposit HK$1.28M · loan HK$11.50M · min. income ≈ HK$111,434/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,327
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$59,891
−HK$1,587/mo
Today · 4.125%
HK$61,478
baseline
▲ 0.50% · 4.625%
HK$64,719
+HK$3,241/mo
Deposit HK$1.28M · loan HK$11.50M · min. income ≈ HK$122,956/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,015 · Scale 2, in force from 26 Feb 2026)