LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,128
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,034
−HK$921/mo
Today · 4.125%
HK$30,955
baseline
▲ 0.50% · 4.625%
HK$32,838
+HK$1,883/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$61,910/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,405
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,274
−HK$881/mo
Today · 4.125%
HK$34,155
baseline
▲ 0.50% · 4.625%
HK$35,956
+HK$1,801/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$68,310/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,954
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$36,041
−HK$1,105/mo
Today · 4.125%
HK$37,146
baseline
▲ 0.50% · 4.625%
HK$39,406
+HK$2,260/mo
Deposit HK$5.11M · loan HK$7.66M · min. income ≈ HK$74,292/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$479,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,886
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,928
−HK$1,058/mo
Today · 4.125%
HK$40,986
baseline
▲ 0.50% · 4.625%
HK$43,147
+HK$2,161/mo
Deposit HK$5.11M · loan HK$7.66M · min. income ≈ HK$81,972/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$479,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,779
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$42,048
−HK$1,288/mo
Today · 4.125%
HK$43,336
baseline
▲ 0.50% · 4.625%
HK$45,973
+HK$2,637/mo
Deposit HK$3.83M · loan HK$8.94M · min. income ≈ HK$86,672/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$479,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,366
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$46,583
−HK$1,234/mo
Today · 4.125%
HK$47,817
baseline
▲ 0.50% · 4.625%
HK$50,338
+HK$2,521/mo
Deposit HK$3.83M · loan HK$8.94M · min. income ≈ HK$95,634/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$479,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,430
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$54,061
−HK$1,657/mo
Today · 4.125%
HK$55,718
baseline
▲ 0.50% · 4.625%
HK$59,109
+HK$3,391/mo
Deposit HK$1.28M · loan HK$11.50M · min. income ≈ HK$111,436/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,328
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$59,893
−HK$1,587/mo
Today · 4.125%
HK$61,480
baseline
▲ 0.50% · 4.625%
HK$64,720
+HK$3,240/mo
Deposit HK$1.28M · loan HK$11.50M · min. income ≈ HK$122,960/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,026 · Scale 2, in force from 26 Feb 2026)