LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,131
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,037
−HK$920/mo
Today · 4.125%
HK$30,957
baseline
▲ 0.50% · 4.625%
HK$32,841
+HK$1,884/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$61,914/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,408
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,277
−HK$881/mo
Today · 4.125%
HK$34,158
baseline
▲ 0.50% · 4.625%
HK$35,959
+HK$1,801/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$68,316/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,957
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$36,044
−HK$1,105/mo
Today · 4.125%
HK$37,149
baseline
▲ 0.50% · 4.625%
HK$39,409
+HK$2,260/mo
Deposit HK$5.11M · loan HK$7.67M · min. income ≈ HK$74,298/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$479,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,889
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,932
−HK$1,058/mo
Today · 4.125%
HK$40,990
baseline
▲ 0.50% · 4.625%
HK$43,151
+HK$2,161/mo
Deposit HK$5.11M · loan HK$7.67M · min. income ≈ HK$81,980/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$479,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,783
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$42,051
−HK$1,289/mo
Today · 4.125%
HK$43,340
baseline
▲ 0.50% · 4.625%
HK$45,977
+HK$2,637/mo
Deposit HK$3.83M · loan HK$8.94M · min. income ≈ HK$86,680/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$479,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,371
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$46,587
−HK$1,235/mo
Today · 4.125%
HK$47,822
baseline
▲ 0.50% · 4.625%
HK$50,342
+HK$2,520/mo
Deposit HK$3.83M · loan HK$8.94M · min. income ≈ HK$95,644/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$479,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,435
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$54,066
−HK$1,657/mo
Today · 4.125%
HK$55,723
baseline
▲ 0.50% · 4.625%
HK$59,114
+HK$3,391/mo
Deposit HK$1.28M · loan HK$11.50M · min. income ≈ HK$111,446/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,334
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$59,898
−HK$1,587/mo
Today · 4.125%
HK$61,485
baseline
▲ 0.50% · 4.625%
HK$64,726
+HK$3,241/mo
Deposit HK$1.28M · loan HK$11.50M · min. income ≈ HK$122,970/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,068 · Scale 2, in force from 26 Feb 2026)