LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,132
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,038
−HK$921/mo
Today · 4.125%
HK$30,959
baseline
▲ 0.50% · 4.625%
HK$32,842
+HK$1,883/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$61,918/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,409
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,278
−HK$882/mo
Today · 4.125%
HK$34,160
baseline
▲ 0.50% · 4.625%
HK$35,960
+HK$1,800/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$68,320/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,958
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$36,045
−HK$1,105/mo
Today · 4.125%
HK$37,150
baseline
▲ 0.50% · 4.625%
HK$39,411
+HK$2,261/mo
Deposit HK$5.11M · loan HK$7.67M · min. income ≈ HK$74,300/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$479,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,891
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,934
−HK$1,058/mo
Today · 4.125%
HK$40,992
baseline
▲ 0.50% · 4.625%
HK$43,152
+HK$2,160/mo
Deposit HK$5.11M · loan HK$7.67M · min. income ≈ HK$81,984/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$479,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,784
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$42,053
−HK$1,289/mo
Today · 4.125%
HK$43,342
baseline
▲ 0.50% · 4.625%
HK$45,979
+HK$2,637/mo
Deposit HK$3.83M · loan HK$8.94M · min. income ≈ HK$86,684/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$479,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,372
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$46,589
−HK$1,235/mo
Today · 4.125%
HK$47,824
baseline
▲ 0.50% · 4.625%
HK$50,344
+HK$2,520/mo
Deposit HK$3.83M · loan HK$8.94M · min. income ≈ HK$95,648/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$479,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,437
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$54,068
−HK$1,657/mo
Today · 4.125%
HK$55,725
baseline
▲ 0.50% · 4.625%
HK$59,116
+HK$3,391/mo
Deposit HK$1.28M · loan HK$11.50M · min. income ≈ HK$111,450/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,336
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$59,900
−HK$1,587/mo
Today · 4.125%
HK$61,487
baseline
▲ 0.50% · 4.625%
HK$64,729
+HK$3,242/mo
Deposit HK$1.28M · loan HK$11.50M · min. income ≈ HK$122,974/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,087 · Scale 2, in force from 26 Feb 2026)