LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,135
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,041
−HK$921/mo
Today · 4.125%
HK$30,962
baseline
▲ 0.50% · 4.625%
HK$32,845
+HK$1,883/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$61,924/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,412
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,281
−HK$882/mo
Today · 4.125%
HK$34,163
baseline
▲ 0.50% · 4.625%
HK$35,964
+HK$1,801/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$68,326/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,961
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,049
−HK$1,105/mo
Today · 4.125%
HK$37,154
baseline
▲ 0.50% · 4.625%
HK$39,415
+HK$2,261/mo
Deposit HK$5.11M · loan HK$7.67M · min. income ≈ HK$74,308/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$479,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,894
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,937
−HK$1,059/mo
Today · 4.125%
HK$40,996
baseline
▲ 0.50% · 4.625%
HK$43,156
+HK$2,160/mo
Deposit HK$5.11M · loan HK$7.67M · min. income ≈ HK$81,992/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$479,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,788
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$42,057
−HK$1,289/mo
Today · 4.125%
HK$43,346
baseline
▲ 0.50% · 4.625%
HK$45,984
+HK$2,638/mo
Deposit HK$3.83M · loan HK$8.94M · min. income ≈ HK$86,692/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$479,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,377
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$46,594
−HK$1,234/mo
Today · 4.125%
HK$47,828
baseline
▲ 0.50% · 4.625%
HK$50,349
+HK$2,521/mo
Deposit HK$3.83M · loan HK$8.94M · min. income ≈ HK$95,656/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$479,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,442
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$54,073
−HK$1,658/mo
Today · 4.125%
HK$55,731
baseline
▲ 0.50% · 4.625%
HK$59,122
+HK$3,391/mo
Deposit HK$1.28M · loan HK$11.50M · min. income ≈ HK$111,462/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,341
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$59,906
−HK$1,587/mo
Today · 4.125%
HK$61,493
baseline
▲ 0.50% · 4.625%
HK$64,735
+HK$3,242/mo
Deposit HK$1.28M · loan HK$11.50M · min. income ≈ HK$122,986/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,133 · Scale 2, in force from 26 Feb 2026)