LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,135
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,041
−HK$921/mo
Today · 4.125%
HK$30,962
baseline
▲ 0.50% · 4.625%
HK$32,846
+HK$1,884/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$61,924/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,412
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$33,282
−HK$882/mo
Today · 4.125%
HK$34,164
baseline
▲ 0.50% · 4.625%
HK$35,964
+HK$1,800/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$68,328/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,962
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$36,050
−HK$1,104/mo
Today · 4.125%
HK$37,154
baseline
▲ 0.50% · 4.625%
HK$39,415
+HK$2,261/mo
Deposit HK$5.11M · loan HK$7.67M · min. income ≈ HK$74,308/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$479,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,895
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,938
−HK$1,058/mo
Today · 4.125%
HK$40,996
baseline
▲ 0.50% · 4.625%
HK$43,157
+HK$2,161/mo
Deposit HK$5.11M · loan HK$7.67M · min. income ≈ HK$81,992/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$479,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,789
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$42,058
−HK$1,289/mo
Today · 4.125%
HK$43,347
baseline
▲ 0.50% · 4.625%
HK$45,984
+HK$2,637/mo
Deposit HK$3.83M · loan HK$8.94M · min. income ≈ HK$86,694/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$479,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,377
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$46,594
−HK$1,235/mo
Today · 4.125%
HK$47,829
baseline
▲ 0.50% · 4.625%
HK$50,350
+HK$2,521/mo
Deposit HK$3.83M · loan HK$8.94M · min. income ≈ HK$95,658/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$479,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,443
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$54,074
−HK$1,658/mo
Today · 4.125%
HK$55,732
baseline
▲ 0.50% · 4.625%
HK$59,123
+HK$3,391/mo
Deposit HK$1.28M · loan HK$11.50M · min. income ≈ HK$111,464/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,342
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$59,907
−HK$1,587/mo
Today · 4.125%
HK$61,494
baseline
▲ 0.50% · 4.625%
HK$64,736
+HK$3,242/mo
Deposit HK$1.28M · loan HK$11.50M · min. income ≈ HK$122,988/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,141 · Scale 2, in force from 26 Feb 2026)