LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,140
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,047
−HK$921/mo
Today · 4.125%
HK$30,968
baseline
▲ 0.50% · 4.625%
HK$32,852
+HK$1,884/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$61,936/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,418
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$33,288
−HK$882/mo
Today · 4.125%
HK$34,170
baseline
▲ 0.50% · 4.625%
HK$35,971
+HK$1,801/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$68,340/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,968
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,056
−HK$1,105/mo
Today · 4.125%
HK$37,161
baseline
▲ 0.50% · 4.625%
HK$39,422
+HK$2,261/mo
Deposit HK$5.11M · loan HK$7.67M · min. income ≈ HK$74,322/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$479,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,902
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,945
−HK$1,059/mo
Today · 4.125%
HK$41,004
baseline
▲ 0.50% · 4.625%
HK$43,165
+HK$2,161/mo
Deposit HK$5.11M · loan HK$7.67M · min. income ≈ HK$82,008/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$479,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,796
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,065
−HK$1,290/mo
Today · 4.125%
HK$43,355
baseline
▲ 0.50% · 4.625%
HK$45,993
+HK$2,638/mo
Deposit HK$3.83M · loan HK$8.95M · min. income ≈ HK$86,710/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$479,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,385
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$46,603
−HK$1,234/mo
Today · 4.125%
HK$47,837
baseline
▲ 0.50% · 4.625%
HK$50,359
+HK$2,522/mo
Deposit HK$3.83M · loan HK$8.95M · min. income ≈ HK$95,674/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$479,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,452
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$54,084
−HK$1,658/mo
Today · 4.125%
HK$55,742
baseline
▲ 0.50% · 4.625%
HK$59,133
+HK$3,391/mo
Deposit HK$1.28M · loan HK$11.50M · min. income ≈ HK$111,484/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,353
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$59,918
−HK$1,587/mo
Today · 4.125%
HK$61,505
baseline
▲ 0.50% · 4.625%
HK$64,747
+HK$3,242/mo
Deposit HK$1.28M · loan HK$11.50M · min. income ≈ HK$123,010/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,226 · Scale 2, in force from 26 Feb 2026)