LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,142
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,049
−HK$921/mo
Today · 4.125%
HK$30,970
baseline
▲ 0.50% · 4.625%
HK$32,854
+HK$1,884/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$61,940/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,421
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,290
−HK$882/mo
Today · 4.125%
HK$34,172
baseline
▲ 0.50% · 4.625%
HK$35,973
+HK$1,801/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$68,344/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,971
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,059
−HK$1,105/mo
Today · 4.125%
HK$37,164
baseline
▲ 0.50% · 4.625%
HK$39,425
+HK$2,261/mo
Deposit HK$5.11M · loan HK$7.67M · min. income ≈ HK$74,328/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$479,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,905
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,948
−HK$1,059/mo
Today · 4.125%
HK$41,007
baseline
▲ 0.50% · 4.625%
HK$43,168
+HK$2,161/mo
Deposit HK$5.11M · loan HK$7.67M · min. income ≈ HK$82,014/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$479,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,799
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,068
−HK$1,290/mo
Today · 4.125%
HK$43,358
baseline
▲ 0.50% · 4.625%
HK$45,996
+HK$2,638/mo
Deposit HK$3.83M · loan HK$8.95M · min. income ≈ HK$86,716/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$479,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,389
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$46,606
−HK$1,235/mo
Today · 4.125%
HK$47,841
baseline
▲ 0.50% · 4.625%
HK$50,363
+HK$2,522/mo
Deposit HK$3.83M · loan HK$8.95M · min. income ≈ HK$95,682/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$479,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,456
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$54,088
−HK$1,658/mo
Today · 4.125%
HK$55,746
baseline
▲ 0.50% · 4.625%
HK$59,138
+HK$3,392/mo
Deposit HK$1.28M · loan HK$11.50M · min. income ≈ HK$111,492/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,357
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$59,922
−HK$1,588/mo
Today · 4.125%
HK$61,510
baseline
▲ 0.50% · 4.625%
HK$64,752
+HK$3,242/mo
Deposit HK$1.28M · loan HK$11.50M · min. income ≈ HK$123,020/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,261 · Scale 2, in force from 26 Feb 2026)