LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,143
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,049
−HK$921/mo
Today · 4.125%
HK$30,970
baseline
▲ 0.50% · 4.625%
HK$32,855
+HK$1,885/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$61,940/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,421
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$33,291
−HK$882/mo
Today · 4.125%
HK$34,173
baseline
▲ 0.50% · 4.625%
HK$35,974
+HK$1,801/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$68,346/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,971
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,059
−HK$1,105/mo
Today · 4.125%
HK$37,164
baseline
▲ 0.50% · 4.625%
HK$39,426
+HK$2,262/mo
Deposit HK$5.11M · loan HK$7.67M · min. income ≈ HK$74,328/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$479,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,905
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,949
−HK$1,058/mo
Today · 4.125%
HK$41,007
baseline
▲ 0.50% · 4.625%
HK$43,169
+HK$2,162/mo
Deposit HK$5.11M · loan HK$7.67M · min. income ≈ HK$82,014/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$479,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,800
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$42,069
−HK$1,289/mo
Today · 4.125%
HK$43,358
baseline
▲ 0.50% · 4.625%
HK$45,997
+HK$2,639/mo
Deposit HK$3.83M · loan HK$8.95M · min. income ≈ HK$86,716/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$479,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,389
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$46,607
−HK$1,235/mo
Today · 4.125%
HK$47,842
baseline
▲ 0.50% · 4.625%
HK$50,363
+HK$2,521/mo
Deposit HK$3.83M · loan HK$8.95M · min. income ≈ HK$95,684/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$479,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,457
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$54,089
−HK$1,657/mo
Today · 4.125%
HK$55,746
baseline
▲ 0.50% · 4.625%
HK$59,139
+HK$3,393/mo
Deposit HK$1.28M · loan HK$11.50M · min. income ≈ HK$111,492/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,358
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$59,923
−HK$1,588/mo
Today · 4.125%
HK$61,511
baseline
▲ 0.50% · 4.625%
HK$64,753
+HK$3,242/mo
Deposit HK$1.28M · loan HK$11.50M · min. income ≈ HK$123,022/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,268 · Scale 2, in force from 26 Feb 2026)