LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,144
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,050
−HK$921/mo
Today · 4.125%
HK$30,971
baseline
▲ 0.50% · 4.625%
HK$32,856
+HK$1,885/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$61,942/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,422
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$33,292
−HK$882/mo
Today · 4.125%
HK$34,174
baseline
▲ 0.50% · 4.625%
HK$35,975
+HK$1,801/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$68,348/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,973
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,060
−HK$1,106/mo
Today · 4.125%
HK$37,166
baseline
▲ 0.50% · 4.625%
HK$39,427
+HK$2,261/mo
Deposit HK$5.11M · loan HK$7.67M · min. income ≈ HK$74,332/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$479,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,907
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,950
−HK$1,059/mo
Today · 4.125%
HK$41,009
baseline
▲ 0.50% · 4.625%
HK$43,170
+HK$2,161/mo
Deposit HK$5.11M · loan HK$7.67M · min. income ≈ HK$82,018/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$479,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,801
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,070
−HK$1,290/mo
Today · 4.125%
HK$43,360
baseline
▲ 0.50% · 4.625%
HK$45,998
+HK$2,638/mo
Deposit HK$3.83M · loan HK$8.95M · min. income ≈ HK$86,720/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$479,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,391
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$46,608
−HK$1,235/mo
Today · 4.125%
HK$47,843
baseline
▲ 0.50% · 4.625%
HK$50,365
+HK$2,522/mo
Deposit HK$3.83M · loan HK$8.95M · min. income ≈ HK$95,686/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$479,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,459
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$54,091
−HK$1,657/mo
Today · 4.125%
HK$55,748
baseline
▲ 0.50% · 4.625%
HK$59,141
+HK$3,393/mo
Deposit HK$1.28M · loan HK$11.50M · min. income ≈ HK$111,496/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,360
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$59,925
−HK$1,588/mo
Today · 4.125%
HK$61,513
baseline
▲ 0.50% · 4.625%
HK$64,755
+HK$3,242/mo
Deposit HK$1.28M · loan HK$11.50M · min. income ≈ HK$123,026/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,285 · Scale 2, in force from 26 Feb 2026)