LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,147
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,054
−HK$921/mo
Today · 4.125%
HK$30,975
baseline
▲ 0.50% · 4.625%
HK$32,859
+HK$1,884/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$61,950/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,426
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$33,295
−HK$883/mo
Today · 4.125%
HK$34,178
baseline
▲ 0.50% · 4.625%
HK$35,979
+HK$1,801/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$68,356/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,976
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,064
−HK$1,106/mo
Today · 4.125%
HK$37,170
baseline
▲ 0.50% · 4.625%
HK$39,431
+HK$2,261/mo
Deposit HK$5.11M · loan HK$7.67M · min. income ≈ HK$74,340/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$479,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,911
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,954
−HK$1,059/mo
Today · 4.125%
HK$41,013
baseline
▲ 0.50% · 4.625%
HK$43,175
+HK$2,162/mo
Deposit HK$5.11M · loan HK$7.67M · min. income ≈ HK$82,026/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$479,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,806
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,075
−HK$1,290/mo
Today · 4.125%
HK$43,365
baseline
▲ 0.50% · 4.625%
HK$46,003
+HK$2,638/mo
Deposit HK$3.83M · loan HK$8.95M · min. income ≈ HK$86,730/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$479,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,396
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$46,613
−HK$1,236/mo
Today · 4.125%
HK$47,849
baseline
▲ 0.50% · 4.625%
HK$50,371
+HK$2,522/mo
Deposit HK$3.83M · loan HK$8.95M · min. income ≈ HK$95,698/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$479,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,464
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$54,096
−HK$1,658/mo
Today · 4.125%
HK$55,754
baseline
▲ 0.50% · 4.625%
HK$59,147
+HK$3,393/mo
Deposit HK$1.28M · loan HK$11.50M · min. income ≈ HK$111,508/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,366
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$59,932
−HK$1,588/mo
Today · 4.125%
HK$61,520
baseline
▲ 0.50% · 4.625%
HK$64,762
+HK$3,242/mo
Deposit HK$1.28M · loan HK$11.50M · min. income ≈ HK$123,040/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,337 · Scale 2, in force from 26 Feb 2026)