LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,149
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,055
−HK$922/mo
Today · 4.125%
HK$30,977
baseline
▲ 0.50% · 4.625%
HK$32,861
+HK$1,884/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$61,954/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,428
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$33,297
−HK$883/mo
Today · 4.125%
HK$34,180
baseline
▲ 0.50% · 4.625%
HK$35,981
+HK$1,801/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$68,360/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,978
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,066
−HK$1,106/mo
Today · 4.125%
HK$37,172
baseline
▲ 0.50% · 4.625%
HK$39,434
+HK$2,262/mo
Deposit HK$5.11M · loan HK$7.67M · min. income ≈ HK$74,344/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$479,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,913
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,957
−HK$1,058/mo
Today · 4.125%
HK$41,015
baseline
▲ 0.50% · 4.625%
HK$43,177
+HK$2,162/mo
Deposit HK$5.11M · loan HK$7.67M · min. income ≈ HK$82,030/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$479,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,808
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,077
−HK$1,290/mo
Today · 4.125%
HK$43,367
baseline
▲ 0.50% · 4.625%
HK$46,006
+HK$2,639/mo
Deposit HK$3.83M · loan HK$8.95M · min. income ≈ HK$86,734/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$479,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,399
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$46,616
−HK$1,235/mo
Today · 4.125%
HK$47,851
baseline
▲ 0.50% · 4.625%
HK$50,374
+HK$2,523/mo
Deposit HK$3.83M · loan HK$8.95M · min. income ≈ HK$95,702/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$479,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,468
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$54,100
−HK$1,658/mo
Today · 4.125%
HK$55,758
baseline
▲ 0.50% · 4.625%
HK$59,150
+HK$3,392/mo
Deposit HK$1.28M · loan HK$11.50M · min. income ≈ HK$111,516/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,370
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$59,935
−HK$1,588/mo
Today · 4.125%
HK$61,523
baseline
▲ 0.50% · 4.625%
HK$64,766
+HK$3,243/mo
Deposit HK$1.28M · loan HK$11.50M · min. income ≈ HK$123,046/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,365 · Scale 2, in force from 26 Feb 2026)