LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,151
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,057
−HK$922/mo
Today · 4.125%
HK$30,979
baseline
▲ 0.50% · 4.625%
HK$32,864
+HK$1,885/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$61,958/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,430
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$33,300
−HK$882/mo
Today · 4.125%
HK$34,182
baseline
▲ 0.50% · 4.625%
HK$35,984
+HK$1,802/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$68,364/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,981
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,069
−HK$1,105/mo
Today · 4.125%
HK$37,174
baseline
▲ 0.50% · 4.625%
HK$39,436
+HK$2,262/mo
Deposit HK$5.11M · loan HK$7.67M · min. income ≈ HK$74,348/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$479,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,916
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,959
−HK$1,059/mo
Today · 4.125%
HK$41,018
baseline
▲ 0.50% · 4.625%
HK$43,180
+HK$2,162/mo
Deposit HK$5.11M · loan HK$7.67M · min. income ≈ HK$82,036/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$479,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,811
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,080
−HK$1,290/mo
Today · 4.125%
HK$43,370
baseline
▲ 0.50% · 4.625%
HK$46,009
+HK$2,639/mo
Deposit HK$3.84M · loan HK$8.95M · min. income ≈ HK$86,740/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$479,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,402
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$46,619
−HK$1,236/mo
Today · 4.125%
HK$47,855
baseline
▲ 0.50% · 4.625%
HK$50,377
+HK$2,522/mo
Deposit HK$3.84M · loan HK$8.95M · min. income ≈ HK$95,710/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$479,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,471
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$54,103
−HK$1,659/mo
Today · 4.125%
HK$55,762
baseline
▲ 0.50% · 4.625%
HK$59,154
+HK$3,392/mo
Deposit HK$1.28M · loan HK$11.51M · min. income ≈ HK$111,524/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,374
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$59,939
−HK$1,588/mo
Today · 4.125%
HK$61,527
baseline
▲ 0.50% · 4.625%
HK$64,771
+HK$3,244/mo
Deposit HK$1.28M · loan HK$11.51M · min. income ≈ HK$123,054/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,398 · Scale 2, in force from 26 Feb 2026)