LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,153
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,059
−HK$922/mo
Today · 4.125%
HK$30,981
baseline
▲ 0.50% · 4.625%
HK$32,866
+HK$1,885/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$61,962/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,432
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$33,302
−HK$882/mo
Today · 4.125%
HK$34,184
baseline
▲ 0.50% · 4.625%
HK$35,986
+HK$1,802/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$68,368/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,983
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,071
−HK$1,106/mo
Today · 4.125%
HK$37,177
baseline
▲ 0.50% · 4.625%
HK$39,439
+HK$2,262/mo
Deposit HK$5.11M · loan HK$7.67M · min. income ≈ HK$74,354/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$479,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,918
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,962
−HK$1,059/mo
Today · 4.125%
HK$41,021
baseline
▲ 0.50% · 4.625%
HK$43,183
+HK$2,162/mo
Deposit HK$5.11M · loan HK$7.67M · min. income ≈ HK$82,042/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$479,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,814
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,083
−HK$1,290/mo
Today · 4.125%
HK$43,373
baseline
▲ 0.50% · 4.625%
HK$46,012
+HK$2,639/mo
Deposit HK$3.84M · loan HK$8.95M · min. income ≈ HK$86,746/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$479,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,405
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$46,622
−HK$1,236/mo
Today · 4.125%
HK$47,858
baseline
▲ 0.50% · 4.625%
HK$50,380
+HK$2,522/mo
Deposit HK$3.84M · loan HK$8.95M · min. income ≈ HK$95,716/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$479,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,475
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$54,107
−HK$1,658/mo
Today · 4.125%
HK$55,765
baseline
▲ 0.50% · 4.625%
HK$59,158
+HK$3,393/mo
Deposit HK$1.28M · loan HK$11.51M · min. income ≈ HK$111,530/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,377
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$59,943
−HK$1,588/mo
Today · 4.125%
HK$61,531
baseline
▲ 0.50% · 4.625%
HK$64,775
+HK$3,244/mo
Deposit HK$1.28M · loan HK$11.51M · min. income ≈ HK$123,062/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,429 · Scale 2, in force from 26 Feb 2026)