LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,153
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,060
−HK$921/mo
Today · 4.125%
HK$30,981
baseline
▲ 0.50% · 4.625%
HK$32,866
+HK$1,885/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$61,962/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,432
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,302
−HK$883/mo
Today · 4.125%
HK$34,185
baseline
▲ 0.50% · 4.625%
HK$35,986
+HK$1,801/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$68,370/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,984
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,072
−HK$1,105/mo
Today · 4.125%
HK$37,177
baseline
▲ 0.50% · 4.625%
HK$39,439
+HK$2,262/mo
Deposit HK$5.11M · loan HK$7.67M · min. income ≈ HK$74,354/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$479,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,919
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,963
−HK$1,058/mo
Today · 4.125%
HK$41,021
baseline
▲ 0.50% · 4.625%
HK$43,184
+HK$2,163/mo
Deposit HK$5.11M · loan HK$7.67M · min. income ≈ HK$82,042/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$479,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,814
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$42,084
−HK$1,290/mo
Today · 4.125%
HK$43,374
baseline
▲ 0.50% · 4.625%
HK$46,013
+HK$2,639/mo
Deposit HK$3.84M · loan HK$8.95M · min. income ≈ HK$86,748/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$479,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,405
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$46,623
−HK$1,235/mo
Today · 4.125%
HK$47,858
baseline
▲ 0.50% · 4.625%
HK$50,381
+HK$2,523/mo
Deposit HK$3.84M · loan HK$8.95M · min. income ≈ HK$95,716/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$479,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,475
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$54,108
−HK$1,658/mo
Today · 4.125%
HK$55,766
baseline
▲ 0.50% · 4.625%
HK$59,159
+HK$3,393/mo
Deposit HK$1.28M · loan HK$11.51M · min. income ≈ HK$111,532/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,378
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$59,944
−HK$1,588/mo
Today · 4.125%
HK$61,532
baseline
▲ 0.50% · 4.625%
HK$64,776
+HK$3,244/mo
Deposit HK$1.28M · loan HK$11.51M · min. income ≈ HK$123,064/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,436 · Scale 2, in force from 26 Feb 2026)