LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,155
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,062
−HK$922/mo
Today · 4.125%
HK$30,984
baseline
▲ 0.50% · 4.625%
HK$32,869
+HK$1,885/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$61,968/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,435
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$33,305
−HK$882/mo
Today · 4.125%
HK$34,187
baseline
▲ 0.50% · 4.625%
HK$35,989
+HK$1,802/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$68,374/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,986
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,075
−HK$1,105/mo
Today · 4.125%
HK$37,180
baseline
▲ 0.50% · 4.625%
HK$39,443
+HK$2,263/mo
Deposit HK$5.11M · loan HK$7.67M · min. income ≈ HK$74,360/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$479,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,922
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,966
−HK$1,059/mo
Today · 4.125%
HK$41,025
baseline
▲ 0.50% · 4.625%
HK$43,187
+HK$2,162/mo
Deposit HK$5.11M · loan HK$7.67M · min. income ≈ HK$82,050/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$479,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,817
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$42,087
−HK$1,290/mo
Today · 4.125%
HK$43,377
baseline
▲ 0.50% · 4.625%
HK$46,016
+HK$2,639/mo
Deposit HK$3.84M · loan HK$8.95M · min. income ≈ HK$86,754/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$479,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,409
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$46,627
−HK$1,235/mo
Today · 4.125%
HK$47,862
baseline
▲ 0.50% · 4.625%
HK$50,385
+HK$2,523/mo
Deposit HK$3.84M · loan HK$8.95M · min. income ≈ HK$95,724/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$479,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,480
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$54,112
−HK$1,659/mo
Today · 4.125%
HK$55,771
baseline
▲ 0.50% · 4.625%
HK$59,164
+HK$3,393/mo
Deposit HK$1.28M · loan HK$11.51M · min. income ≈ HK$111,542/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,383
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$59,949
−HK$1,588/mo
Today · 4.125%
HK$61,537
baseline
▲ 0.50% · 4.625%
HK$64,781
+HK$3,244/mo
Deposit HK$1.28M · loan HK$11.51M · min. income ≈ HK$123,074/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,475 · Scale 2, in force from 26 Feb 2026)