LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,158
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,065
−HK$921/mo
Today · 4.125%
HK$30,986
baseline
▲ 0.50% · 4.625%
HK$32,871
+HK$1,885/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$61,972/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,437
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,307
−HK$883/mo
Today · 4.125%
HK$34,190
baseline
▲ 0.50% · 4.625%
HK$35,992
+HK$1,802/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$68,380/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,989
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,077
−HK$1,106/mo
Today · 4.125%
HK$37,183
baseline
▲ 0.50% · 4.625%
HK$39,446
+HK$2,263/mo
Deposit HK$5.11M · loan HK$7.67M · min. income ≈ HK$74,366/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$479,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,925
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,969
−HK$1,059/mo
Today · 4.125%
HK$41,028
baseline
▲ 0.50% · 4.625%
HK$43,191
+HK$2,163/mo
Deposit HK$5.11M · loan HK$7.67M · min. income ≈ HK$82,056/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$479,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,821
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,090
−HK$1,290/mo
Today · 4.125%
HK$43,380
baseline
▲ 0.50% · 4.625%
HK$46,020
+HK$2,640/mo
Deposit HK$3.84M · loan HK$8.95M · min. income ≈ HK$86,760/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$479,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,412
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$46,630
−HK$1,236/mo
Today · 4.125%
HK$47,866
baseline
▲ 0.50% · 4.625%
HK$50,389
+HK$2,523/mo
Deposit HK$3.84M · loan HK$8.95M · min. income ≈ HK$95,732/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$479,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,484
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$54,116
−HK$1,659/mo
Today · 4.125%
HK$55,775
baseline
▲ 0.50% · 4.625%
HK$59,169
+HK$3,394/mo
Deposit HK$1.28M · loan HK$11.51M · min. income ≈ HK$111,550/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,387
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$59,953
−HK$1,589/mo
Today · 4.125%
HK$61,542
baseline
▲ 0.50% · 4.625%
HK$64,786
+HK$3,244/mo
Deposit HK$1.28M · loan HK$11.51M · min. income ≈ HK$123,084/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,511 · Scale 2, in force from 26 Feb 2026)