LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,160
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,067
−HK$921/mo
Today · 4.125%
HK$30,988
baseline
▲ 0.50% · 4.625%
HK$32,874
+HK$1,886/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$61,976/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,440
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$33,310
−HK$882/mo
Today · 4.125%
HK$34,192
baseline
▲ 0.50% · 4.625%
HK$35,995
+HK$1,803/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$68,384/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,991
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$36,080
−HK$1,106/mo
Today · 4.125%
HK$37,186
baseline
▲ 0.50% · 4.625%
HK$39,448
+HK$2,262/mo
Deposit HK$5.12M · loan HK$7.67M · min. income ≈ HK$74,372/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$479,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,928
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,972
−HK$1,059/mo
Today · 4.125%
HK$41,031
baseline
▲ 0.50% · 4.625%
HK$43,194
+HK$2,163/mo
Deposit HK$5.12M · loan HK$7.67M · min. income ≈ HK$82,062/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$479,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,823
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$42,093
−HK$1,290/mo
Today · 4.125%
HK$43,383
baseline
▲ 0.50% · 4.625%
HK$46,023
+HK$2,640/mo
Deposit HK$3.84M · loan HK$8.95M · min. income ≈ HK$86,766/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$479,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,416
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$46,634
−HK$1,235/mo
Today · 4.125%
HK$47,869
baseline
▲ 0.50% · 4.625%
HK$50,393
+HK$2,524/mo
Deposit HK$3.84M · loan HK$8.95M · min. income ≈ HK$95,738/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$479,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,487
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$54,120
−HK$1,659/mo
Today · 4.125%
HK$55,779
baseline
▲ 0.50% · 4.625%
HK$59,173
+HK$3,394/mo
Deposit HK$1.28M · loan HK$11.51M · min. income ≈ HK$111,558/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,391
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$59,958
−HK$1,588/mo
Today · 4.125%
HK$61,546
baseline
▲ 0.50% · 4.625%
HK$64,790
+HK$3,244/mo
Deposit HK$1.28M · loan HK$11.51M · min. income ≈ HK$123,092/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,545 · Scale 2, in force from 26 Feb 2026)